Retirement

Retirement isn't just about money you'll spend when you're old, it's about the investing strategy you put into place when you're young. Follow our simple guides to getting so you can spend your later years traveling or wine tasting—or, who knows, kite surfing—instead of worrying.

Retirement Planning | Why Retirement Planning is Important in Canada

We aim to provide easy-to-follow advice about retirement for everyone, from recent university grad whippersnappers to those who are literally one coffee break away from retirement.

Retirement Strategies

Retirement can be your second childhood—but hopefully with a lot more money. We've got a few helpful financial strategies to keep your head above water well into your 90s.

Financial Independence Retire Early

Financial Independence Retire Early (FIRE) is becoming increasingly popular among millennials who want to leave the rat race of normal working life behind. Here’s what you need to know.

When Can I Retire?

Flummoxed about the exact age you should retire? This easily-followed guide will provide you with all the factors you'll need to take into consideration.

How Long Will My Retirement Savings Last?

Find out how long your retirement savings will last and what you can do to extend that time regardless of how much you have.

Wealthsimple is investing on autopilot.

Get Started

Other resources

Tax Calculator

Our free tax calculator will help you understand how much you owe in taxes, along with other useful information.

RRSP Calculator

Our free RRSP calculator will help you can contribute to an RRSP and what it could be worth. Get started by telling us about your current retirement savings.

Learn more about retirement

See all

Retirement Planning | Why Retirement Planning is Important in Canada

We aim to provide easy-to-follow advice about retirement for everyone, from recent university grad whippersnappers to those who are literally one coffee break away from retirement.

33 Questions About RRSP, TFSA, FHSA and Other Registered Accounts

Answers to 33 of the most common questions about TFSAs, FHSAs, RRSPs, Spousal RRSPs, RRIFs, and the Home Buyers’ Plan.

What Is a Deferred Profit Sharing Plan (DPSP)?

If you start a new job and your company says they offer a DPSP, you might be wondering how to take advantage of that. Learn the ins and outs of DPSPs below.

A visual guide to end-of-year registered account deadlines

It can be hard balancing all of the different contribution deadlines — unless you have flowchart.

CPP Retirement Pay Dates for 2024: How Much CPP Will I Get?

Here’s everything you need to know about the 2024 max CPP payment and this year's payment schedule.

Registered Pension Plan Explained

A Registered Pension Plan is an employer-based savings plan registered with the Canada Revenue Agency and a key investment tool for employees. Here’s how it works.