We Have a Fancy New Way to Diversify Your Portfolio — And It Targets a 9% Yield

Wealthsimple’s Private Credit lets you earn money like a huge institutional investor: by making loans to companies and collecting interest.

How Safe is a Bank Account?

Or stocks or a GIC, for that matter? In the wake of a banking industry panic attack, here’s a guide to deposit insurance, custodian companies and everything else you need to know to figure out your money security.

Canadians Say They Need $1.7M to Retire. We Calculated How to Get There

But there are some ways to make it easier. (Like starting now: hitting that goal gets a LOT harder the longer you wait to invest.) We did the math.

A Freelancer’s Guide to Saving Like a Corporate Lifer

Self-employment comes with a lot of perks, mostly involving not having a boss. The tradeoff? No savings or retirement benefits. Womp womp. That means freelancers need to create their own savings strategy. Here’s how.

Six Tax Enigmas That Confuse Basically Everyone

OK, OK: they’re not technically enigmas, but these are the things most likely to trip you up when it comes time to file. We make sense of the madness and hopefully spare you some confusion.

The Perfect Guide to Every Annoying Tax Question You Have

Or at least the 13 most common, thorny questions. We assembled our Wealthsimple Tax team to answer everything you were afraid to look up on the internet and we promise the answers are easy to understand.

RRSP vs TFSA: What’s the Better Choice?

In this battle of the tax-sheltered accounts (and who doesn’t love to see a good fight between tax shelters?), we tell you when you should put your money in an RRSP, when you should pick a TFSA, and when you should do both (if you can!).

Five Tax Traps — And How, If You Start Now, You Can Avoid Them

It may seem early to think about taxes. But if you do a few relatively easy things right now, you can (hopefully) avoid a tax nightmare in the future.

Is it Better to Pay Down Your Mortgage or Invest?

With interest rates up and markets… not, a few tips to help you decide where your money will work harder.

Why the Asset Bubble Popped, All at Once

A decade-long market frenzy came to a swift, painful end this year. We asked Philip Grant of Grant’s Interest Rate Observer — a financial newsletter that was one of the first publications to warn about the 2008 financial crisis — to explain why stocks and bonds tanked in tandem.

Everyone Knows Canadian Monopolies Are a Problem. Why Can’t We Do Anything About It?

If you thought a regular Monopoly game was long and boring, Canada’s been playing its own version for, oh, 200 years. The host of the Canadaland podcast “Commons” explains how we got here, how limited competition hurts everyone, and what we can do about it.

How Long is This Bear Market Going to Last?

A recovery explainer for these please-tell-us-a-recovery-is-coming-soon times.

2022: The Year We Said Farewell to FOMO

In the past twelve months, memestocks exploded, crypto collapsed, and the major stock indices slid. Felix Salmon makes sense of the market craziness and explains how — we actually got kind of lucky?

The Story of the Stock Market, Told by Five Companies

These stocks help to explain what the heck happened in Q3 2022.

The World Is on Fire. Yet Life Is ... Getting Better?

The news is filled with VERY heavy stuff these days. But, big picture, human existence is actually, and surprisingly, improving in profound ways for millions of people.

What Happens When Russia Turns Off Your Economy?

The UK and EU are racing to avoid an energy fiasco this winter. A researcher explains the cause of the crisis, and what countries are doing to prevent it from growing worse.

The ETH Merge Is Almost Here. Probably Time To Understand It…

Crypto could soon become a lot more energy efficient — and a lot more scalable — thanks to a fundamental change to the Ethereum blockchain. Here’s our best attempt to explain the radical update in real non-jargony English, and how it could change our tech.

The Chipmaker at the Center of the Taiwan-China Standoff, and Global Trade

A huge but relatively obscure Taiwanese company manufacturers semiconductor chips that power iPhones, laptops, and tons of other gadgets — plus fighter jets.

In the War Against TikTok, Zuck Has Algorithm Envy

The Chinese-owned video platform is growing fast and gobbling up tens of billions of dollars of ad revenue each year. Legacy social-media brands, in turn, are fighting for eyeballs, and survival.

We Know About the Gender Pay Gap and the Race Pay Gap. But There’s a 2SLGBTQIA+ Pay Gap, Too.

Two experts talked to us about the influence sexuality has on income — and what can be done to fix it.