Trade real gold with 0% fees

When you buy gold in the Wealthsimple app, it's the real deal: actual, physical gold, kept fully-secured and insured by our partners. Our exclusive Wealthsimple coins are available in either 1/10 oz or 1 oz, so once you’ve bought enough gold to make a coin (or multiple!), you can redeem it and have the coin(s) securely delivered to your door.

Even if you choose not to redeem it, you’ll still own a piece of 99.99% pure gold, and that’s a pretty nice feeling.

Gold trading isn’t available on web for now.

The 0% fees promotion will be available for a limited time and is subject to change. You can read the full terms and conditions here.

With physical gold, you have fractional ownership of a securely stored physical bullion. With an ETF or stock, you own a financial instrument that tracks the gold price, but have no entitlement to the physical underlying asset — and you’ll also pay MER fees.

You can trade gold within all Wealthsimple self-directed accounts, both registered (like a TFSA or RRSP) and non-registered accounts. 

Redemption of Wealthsimple gold coins is only available for non-registered accounts right now. We’re working on making redemption from registered accounts available soon.

Your accounts are protected by the Canadian Investor Protection Fund (CIPF) up to $1M per eligible account. Precious metals purchased and held in an account with Wealthsimple are covered under CIPF.

If you redeem your gold for coins, CIPF coverage no longer applies. You’ll need to make sure you have your own insurance in place.

Redemption fees cover our partners production fees, including cost of labour, materials and technology used in the minting process, and the cost of fully insured coin deliveries to our clients door. They’re determined by our partners and are outside of our control.

The cost to mint and ship gold coins is fixed and varies by the weight of the coins.

Your gold is stored securely in facilities including the Royal Canadian Mint and Brinks with $0 storage fees. We use segregated program level storage. This means means your gold is held in-trust for you with other Wealthsimple clients’ gold, and kept separate and apart from Wealthsimple’s assets, the assets of our storage partners, and the assets held by our storage partners for other parties. Your specific ownership amount is precisely tracked in our records.

When you redeem your gold, your Wealthsimple coin(s) are shipped securely by courier. Deliveries are fully insured, and most packages arrive within 7–10 business days of your redemption request.

We’ve partnered with Silver Gold Bull — a trusted Canadian precious metals dealer with expertise in sourcing, storing, and delivering physical gold. They provide the infrastructure and custody services for offering gold trading and redemption through Wealthsimple.

Yes! We’re the only brokerage in the country that allows you to buy and sell physically backed gold online, with 24/7 trading. While other brokerages do offer gold trading, it can’t be done through their online platform and can be a complicated process. Plus, their trading hours are limited, too.

We’ve compared Wealthsimple with all Canadian order-executions-only investment dealers regulated by CIRO that offers gold trading on August 2025. Wealthsimple's gold trading fee is 1% and is subject to change. As of October 2025, Wealthsimple’s Gold trading fee is 0% for a limited time. Full terms of the offer can be found here. Annualized rates, calculated daily, charged monthly. All investments involve risks. See here for details.

Since we’re a digital-first brokerage with fewer overhead costs, we’re able to pass those savings straight on to you. And, because you can trade gold directly in CAD, you won’t have to worry about pricey FX fees either.