Retirement
Stress-free retirement planning starts when you’re young, not when you’re blowing out the candles on your 65th birthday cake. Here’s advice on how to save — and then spend — for your golden years traveling or wine tasting — or, who knows, wind surfing — instead of worrying.
How much money do you need to save for retirement?
It’s never too early to start thinking about how much money you’ll need to retire. Here’s a way to find out what you’ll need in five steps.
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CPP Retirement Pay Dates for 2025: How Much CPP Will I Get?
9 min read
Here’s everything you need to know about the 2025 max CPP payment and this year's payment schedule.
How much money do you need to save for retirement?
5 min read
It’s never too early to start thinking about how much money you’ll need to retire. Here’s a way to find out what you’ll need in five steps.
FHSA vs. TFSA vs. RRSP
10 min read
Instead of stressing with a calculator or calling your accountant, you can figure out which tax-sheltered account is best for you with this simple flow chart.
How to spend money in retirement
5 min read
After you’ve done all that saving, it’s good to know how to spend (and enjoy!) your retirement savings.
Registered Pension Plan Explained
8 min read
A Registered Pension Plan is an employer-based savings plan registered with the Canada Revenue Agency and a key investment tool for employees. Here’s how it works.
How to Follow the 50/30/20 Rule
5 min read
The 50/30/20 rule is a simple budgeting technique that helps you pay your bills, splurge a little on yourself, and work on your financial goals.
Average Canadian retirement income
4 min read
Whether you’re planning to retire soon or are currently retired, learning about the average Canadian income and related expenses can help you create a better, more comprehensive plan for your golden years.
What Is a Deferred Profit Sharing Plan (DPSP)?
7 min read
If you start a new job and your company says they offer a DPSP, you might be wondering how to take advantage of that. Learn the ins and outs of DPSPs.
Do you have enough for retirement
5 min read
We hear a lot about saving for retirement, but we don’t often hear what retirement will cost us and whether or not we’ll have enough to retire. We get into those details.
Wills and trusts: Handling end-of-life finances
5 min read
Planning for life after you pass isn’t fun, but it’s an important part of your financial plan. Learn more on how to handle the sad stuff.
How do I take advantage of my home equity in retirement?
2 min read
Having your home paid off is a huge accomplishment - learn how to take advantage of that equity in retirement.
When is the best time to take CPP and OAS?
2 min read
Timing your CPP and OAS can help make spending in retirement easier. Learn more.
Accounts to save for retirement
4 min read
Learn what accounts can help you better save for retirement and what to do with them.
RRIF Withdrawals
6 min read
Mind in knots over the tax implications of withdrawing your RRIF? We've got you covered.
OAS Clawback Explained
6 min read
The government gives you a helping hand when you get old, as long as you don’t make, what it considers, too much money. Here’s exactly how the OAS clawback works.