Wealth Management for million dollar households

We aim to provide some of the lowest fees in the industry, for one thing. And unlike what you’ll find with many other advisors in Canada, Wealthsimple advisors don’t work on commission. We’re licensed fiduciaries — meaning we’re legally and ethically bound to act in your best interest, not to sell you a particular product.

Many hold advanced credentials including Certified Financial Planner (CFP®) and Chartered Investment Manager (CIM®), and more. Other advisors also don't have access to the Wealthsimple app — a simple and powerful way to keep tabs on your full financial picture in real time.

We take great care in matching you with an advisor based on your individual preferences, financial goals, and the type of support you’re looking for. Our goal is to ensure you’re paired with someone who truly understands your needs and can provide first-rate guidance. But if at any point, for any reason, you feel another advisor would be a better fit, we’ll work with you to make a change.

You'll pay a single fee that includes the management fee on your investments and a service fee for our advice. Our fees start at 0.8% and drop to 0.5% for clients who have $10M or more with us. This fee doesn't include the MER (management expense ratio) on the investments we select. See our fees page for details.

All of your investments and accounts are visible through the Wealthsimple app, accessible on your smartphone or computer at any time. You can also share that visibility with your household, so a spouse or partner can see it too if you're planning together. The app allows you to track your financial performance, monitor your contributions and account value, and keep tabs on the fees you pay. You can also choose to open additional non-managed accounts — like a chequing account or Wealthsimple Trade accounts — and access them all in the same place.

We don’t offer mutual funds or guaranteed investment certificates (GICs), but we do have low-cost exchange-traded funds (ETFs) that match most types of investments, in case you are currently invested in something we don’t have. We also offer investing options outside of the stock market, including private credit and private equity, and fixed-income products like our bond portfolios.

As much as you want! Typically, at minimum, we like to meet with our clients once a year. But meetings can be much more frequent during major life events, financial milestones, or other times that require more hands-on support.

We work with households navigating a major life transition. Some are approaching retirement, typically 5–10 years out, with $1M+ in investable assets. Others are preparing to sell a business, or have sold one within the past 12 months. And some are planning their estate, looking to pass on $1M+ in assets to the next generation or to charitable causes.

Wealthsimple is trusted by more than 4 million Canadians. We manage $100+ billion in assets under administration. Each of our Wealth Management advisors is a fiduciary, which means they are obligated to act solely in your best interests. Wealthsimple is regulated by the Canadian Investment Regulatory Organization (CIRO), which enforce compliance of investment dealers.

Eligible deposits are held in trust for you with members of the Canada Deposit Insurance Corporation (CDIC), a federal Crown corporation. CDIC protects eligible deposits held at CDIC member institutions in case of a member institution’s failure.

Eligible investments are protected by the Canadian Investor Protection Fund (“CIPF”) within specified limits in the event that Wealthsimple becomes insolvent.

This represents the average projected additional income that our Wealth Management clients could experience through our comprehensive financial planning approach. The projected increase in monthly income is based on savings that come from a combination of strategies including tax optimization (strategic asset location and timing of income recognition), portfolio optimization (adjusting and diversifying asset allocation, cash flow efficiencies (improving how money moves through your financial life), and management fee savings through consolidated accounts and investment allocations.

Projections are based on the average net worth and cash flow projections taken from existing Wealth Management clients portfolios with a minimum of $1,000,000 in assets under management and is current as of July 23, 2026. Potential savings are hypothetical and are not guaranteed, individual results may vary.