Accounts
Whether you’re saving for retirement, your first home, or just a rainy day – we’ve got the right account to help your money grow.
RRIF
Registered Retirement Income Fund
A retirement account that converts any money from your RRSP once you turn 71.
You must make a minimum withdrawal every year
Converting to a RRIF ensures that your RRSP savings aren’t taxed all at once
Your money is in good hands
Competitive rates
Invest and save with confidence knowing that you’re saving on fees and keeping more money in your portfolio.
Protection for your assets
Your securities are eligible for coverage under the Canadian Investor Protection Fund (CIPF) up to $1M per defined account, and your cash are eligible for coverage of up to $500,000 through CDIC.
Human help anytime you need it
Our team is available 7 days a week to answer any questions about your account. Premium and Generation clients also have access to our in-house advisors.
Compare investment accounts
Select up to two accounts to learn the benefits of each.Select up to three accounts to learn the benefits of each.
We’ll help you make the most of any account
As your wealth grows, your needs may change. Our advisors are here to help make sure you’re in the right account for your financial goals.
Move your money to Wealthsimple, we'll give you back the transfer fees
We'll automatically reimburse the transfer-out fees charged by your brokerage when you move at least $15,000 to us. Conditions apply.
Let’s make your money make money
Join over 3 million Canadians who choose Wealthsimple to save for retirement, their first home, and more.