Skip to main content

Personal Finance 101

Personal finance is the art of managing your money. How much to save, where to invest and how to budget. None of us are born knowing how to put together a smart, simple financial plan. That’s why we’re here.

Investing

Explore Category
See Popular
Investing

Investing 101 For Beginners | How To Start | Wealthsimple

By The Editors

6 min read

Want to invest like a pro? Learn the basics of investing from us and we'll have you on the road to investing in no time.

How the Stock Market Works In Canada?

By Andrew Goldman

10 min read

Losing sleep wondering how the stock market works? Today's your lucky day. We'll impart all you need to know to become a market pro in...

Explore category

Saving

Explore Category
See Popular
Saving

Emergency funds: What, why and how much

By The Editors

5 min read

Even if you’re subsisting on $.30 packages of ramen, you still gotta have a kitchen in which you can prepare it. This is where the...

How To Save Money - Top Saving Tips

By The Editors

20 min read

You're wondering how to save money. It can be tough, but we have all the tips and tactics you need to get started saving money.

How to save for a house

By Luisa Rollenhagen

9 min read

Get advice, tips, and tricks to help you figure out how to save for a house and get the downpayment you need to own your dream home.

Explore category

Taxes

Explore Category
See Popular
Taxes

How to File Taxes Online for Free in Canada

By Andrew Goldman and Aja McClanahan

6 min read

Learn how to file taxes online in Canada. This guide will go over the different options you have to submit a complete tax filing...

Canada Tax Brackets 2024 | Federal & Provincial/Territorial Tax Brackets

By The Editors

7 min read

You know there are tax brackets in Canada—but what are they this year? Wonder no more. Learn everything you need to know...

Capital Gains Tax in Canada in 2025

By The Editors

7 min read

You may be familiar with the term capital gains, but if you’re not sure about the details or how it might apply to you (and how to try...

The Ultimate Guide to T4 Slips

By The Editors

5 min read

The T4 is the king of the jungle of tax slips. This quick guide will provide all the essential T4 info you’ll need about the famous T4...

A Guide To Form T2200

By The Editors

4 min read

If you’re an employee who hopes to deduct work expenses, you’ll need Form T2200. This guide tells you everything you need to know.

Explore category

Accounts

Explore Category
See Popular
Accounts

Everything You Need to Know About Tax Free Savings Accounts (TFSAs)

By The Editors

5 min read

A Tax Free Savings Account is not only one of the great wonders of the world; it’s also one of the great misnomers of the...

What is the TFSA limit for 2025?

By The Editors

6 min read

Curious to know the TFSA limit for this year or any year since 2009? We've got 'em all, plus other important information about limits.

What is an RRSP? Registered Retirement Savings Plan Explained 2025 | Wealthsimple

By The Editors

4 min read

An RRSP is one of the most important accounts Canadians can use to prepare for retirement. Read on to learn everything...

Everything You Need to Know About RRSP Contributions

By The Editors

8 min read

A Registered Retirement Savings Plan (RRSP) is a savings account to help you plan for your retirement. Here’s how it works.

RRSP Withdrawals: What You Should Know

By The Editors

7 min read

Thinking of withdrawing your RRSP? Here's everything you need to know about RRSP withdrawals, from withholding tax to withdrawal rules.

Chequing vs Savings Account

By Luisa Rollenhagen

4 min read

What's the difference between a savings and chequing account — we compare them both and let you in on the pros and cons of each.

Registered Education Savings Plan (RESP): What it is and how it works

By Andrew Goldman and Luisa Rollenhagen

8 min read

An RESP is a tax-advantaged savings account for a child’s future education, funded by the Canadian government. Here’s how to...

Explore category

Wealthsimple is investing on autopilot.

Get Started

Explore Other Categories

TaxesHome buyingCrypto

Other popular articles

See all

Investing

How to Invest in Index Funds

By The Editors

3 min read

Index funds function like a slice of a particular index market by mirroring its composition and performance. This can be great for passive investors, but it also comes with some caveats.

Accounts

TFSA Withdrawal – Top Things to Know

By The Editors

5 min read

You want to take money out of your TFSA. Here's everything you need to know about withdrawal fees, penalties, taxes, and more.

Show your money its worth

Join the 3 million Canadians choosing Wealthsimple as a trusted place to invest, trade, save, and more.

Get started