The Details

A smarter portfolio

We help you build an intelligent portfolio of low-fee funds that are designed to meet your financial goals.

Your eggs in lots of different baskets

We invest your money across the entire stock market using passive funds that track the global economy. This way, you take advantage of market diversification without betting on just one company's stock. Answer a few questions and we’ll find the right mix of investments for you, based on your personal goals.

More about asset allocation

  • UK Govt Bonds
  • UK Corp Bonds
  • Emerging Markets Bonds
  • High Yield Bonds
  • Emerging Markets Equities
  • Asian Equities
  • Europe Equities
  • Global Small Cap
  • US Equities
  • UK Equities

Backed by Nobel Prize-winning research

Our approach is based on Modern Portfolio Theory, introduced by the Nobel Prize-winning economist Harry Markowitz, who proved you can minimise volatility (risk) and maximise reward (money!) by diversifying your investments.

More about Modern Portfolio Theory

FAQ

Simple honest pricing

Our account minimum is £0 and we charge a fraction of what traditional advisers do. And you'll never pay any trading, account transfer, or rebalancing fees. Here's what you'll According to a quarterly review conducted by Grant Thornton, any investor requiring both advice and investment products will pay on average 2.56% per annum. save over 20 years.

Our account minimum is £0 and we charge a fraction of what traditional advisers do. And you'll never pay any trading, account transfer, or rebalancing fees. Here's what you'll According to a quarterly review conducted by Grant Thornton, any investor requiring both advice and investment products will pay on average 2.56% per annum. save over 20 years.

0.5% $1,500
£0-£100K ∙ 0.7% Fees

Wealthsimple Basic

£100K+ ∙ 0.5% Fees

Wealthsimple Black

  • First £5,000 managed free Try us out, your first £5k is managed on the house for the first year.
  • Perfectly matched portfolio Get a diversified portfolio of low-fee funds set to a risk level you're comfortable with.
  • Automatic rebalancing We keep your portfolio balanced when your investments drift from their target allocation.
  • Dividend reinvesting Your dividends are automatically reinvested so you can take advantage of the magical powers of compounding.
  • Regular saving Invest early and often with regular saving set to your ideal schedule.
  • Expert investment advice Call, chat or email us when you need a helping hand.
  • Free Portfolio Review Try us out, your first £5k is managed on the house for the first year.
  • All basic features
  • Lower fees Pay a lower management fee of 0.5%
  • Investment planning Schedule an investment planning session with one of our expert advisers to help you hit your financial goals.
  • VIP airline lounge access Enjoy global access to more than 1,000 airline lounges in over 400 cities.

With investment your capital is at risk.

FAQ

Talk to an expert

Our advisers are standing by to help you meet your financial goals.

Meet our money experts

Our team of experts can help you plan any important financial milestones, advise you on our portfolios, and answer any of your questions regarding account openings and funding.

We offer a free Portfolio Review service, in which our experts will analyse the efficiency of all your financial accounts.

Review my portfolio
FAQ

We keep your money safe

Your security and trust are important to us. We're committed to protecting your account using the highest standards of security available.

  • FSCS Protected

    Your assets are held securely by a custodian and your cash is also protected by the Financial Services Compensation Scheme (FSCS), to a limit of £85,000.

  • Everything is encrypted

    We use state-of-the-art security measures when handling your financial information.

  • Powerful backing

    Wealthsimple is backed by $100 million in investment from the Power Financial Group, a leading financial holding company. In other words – we're not going anywhere.

FAQ

Accounts that fit your goals

We support the most popular account types.

  • ISA

    A popular savings account that lets you invest up to £20,000 this tax year without paying UK income and capital gains taxes on future earnings.

    More about ISAs

  • JISA

    A tax free account letting family and friends invest for your child's future. This tax year's allowance is £4,128.

    More about JISAs

  • Personal

    Helps individuals build long-term wealth alongside their ISA. These accounts are taxable.

    More about Personals

Transfer an account, we'll pay the fees

Are you paying higher fees elsewhere on your ISA, JISA, or other accounts? You don’t have to. Transfer any account with more than £5,000 to Wealthsimple and we’ll cover any transfer fees your bank tries to charge you. Questions? Call us on 0800 808 5653.

FAQ