The Details

A smarter portfolio

We help you build an intelligent portfolio of low-fee funds that are designed to meet your financial goals.

Your eggs in lots of different baskets

We invest your money across the entire stock market using Exchange Traded Funds (ETFs) that track the global economy. This way, you take advantage of market diversification without betting on just one company's stock. Answer a few questions and we’ll find the right mix of investments for you, based on your personal goals.

More about asset allocation

  • US Stocks
  • US Mid-Cap
  • US Small-Cap
  • Foreign Stocks
  • Emerging Markets
  • Municipal Bonds
  • Inflation-Protected Bonds
  • Govt Bonds
  • High-Yield Bonds

Backed by Nobel Prize-winning research

Our approach is based on Modern Portfolio Theory, introduced by the Nobel Prize-winning economist Harry Markowitz, who proved you can minimize volatility (risk) and maximize reward (money!) by diversifying your investments.

More about Modern Portfolio Theory

Socially Responsible Investing options

Now you can feel good about your investments, both ethically and financially. We designed a socially-responsible portfolio that prioritizes companies with low carbon emissions, that advance cleantech innovation, and make diversity a priority.

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FAQ

Simple honest pricing

Our account minimum is $0 and we charge a fraction of what traditional advisers do. And you'll never pay any trading, account transfer, or rebalancing fees. Here's what you'll We assumed other providers charge a fee of 0.72%, which is the average cost of mutual funds in the United States. Actual fees may vary. save over 20 years.

Our account minimum is $0 and we charge a fraction of what traditional advisers do. And you'll never pay any trading, account transfer, or rebalancing fees. Here's what you'll We assumed other providers charge a fee of 0.72%, which is the average cost of mutual funds in the United States. Actual fees may vary. save over 20 years.

0.5% $1,500
$0-$100K ∙ 0.5% fee

Wealthsimple Basic

$100K+ ∙ 0.4% fee

Wealthsimple Black

  • First $5,000 managed free Try us out, your first $5k is managed on the house for one year.
  • Personalized portfolio Get a diversified portfolio of low-fee funds set to a risk level you're comfortable with.
  • Automatic rebalancing We keep your portfolio balanced when your investments drift from their target allocation.
  • Dividend reinvesting Your dividends are automatically reinvested so you can take advantage of the magical powers of compounding.
  • Auto-depositing Invest early and often with auto-deposits set to your ideal schedule.
  • Expert financial advice Call, text or email us any time you need a helping hand or money advice.
  • Free Portfolio Review Try us out, your first $5k is managed on the house for one year.
  • Tax efficiency Enjoy tax-efficient features like tax-loss harvesting.
  • All basic features
  • Lower fees Pay a lower management fee of 0.4%.
  • Financial planning Schedule a financial planning session with one of our expert advisers to help you hit your financial goals.
  • VIP airline lounge access Enjoy global access to more than 1,000 airline lounges in over 400 cities.
FAQ

Talk to an expert

Our advisers are standing by to help you meet your financial goals.

Meet our money experts

Our team of experts can help make a plan to meet your financial goals, whether you're saving for a new house or planning a family. We're also easy to find if you have questions about your account.

We offer a free Portfolio Review service, in which our experts will analyze the efficiency of all your financial accounts.

Review my portfolio
FAQ

We keep your money safe

Your security and trust are important to us. We're committed to protecting your account using the highest standards of security available.

  • SIPC insured

    Our customers’ accounts have SIPC coverage up to $500,000.

  • Everything is encrypted

    We use state-of-the-art security measures when handling your financial information.

  • Powerful backing

    Wealthsimple is backed by $100 million in investment from the Power Financial Group, a leading financial holding company. In other words – we're not going anywhere.

FAQ

Accounts that fit your goals

Not sure which accounts are right for you? We'll help you choose the right ones.

  • Personal

    Helps individuals build long-term wealth alongside their 401(k)s and IRAs. These accounts are taxable but you can withdraw money any time without a penalty.

    More about Personals

  • Traditional IRA

    Save for retirement with the help of a lower income tax bill. All the money you contribute here is deductible.

    More about Traditional IRAs

  • Roth IRA

    With this type of account you pay taxes on the money you contribute, but not on the money you earn in the account.

    More about Roth IRAs

  • SEP IRA

    The perfect retirement account for the self-employed. It allows you to contribute more than both Traditional and Roth IRAs.

    More about SEP IRAs

  • Joint

    For accounts with multiple owners, such as married couples and business partners.

    More about Joints

  • Trust

    For holding assets for a beneficiary, usually used for estate planning and tax planning.

Transfer an account, we'll pay the fees

Are you paying higher fees elsewhere on your 401(k), IRA, or other accounts? You don’t have to. Transfer any accounts with more than $5,000 to Wealthsimple and we’ll cover any transfer fees your bank tries to charge you. Questions? Call us at +1 (855) 782-3559.

FAQ