Personal Finance 101

Personal finance is the art of managing your money. How much to save, where to invest and how to budget. None of us are born knowing how to put together a smart, simple financial plan. That’s why we’re here.

Investing

Explore Category
Investing

Investing 101: Investing Basics For Beginners

15 min read

Want to invest like a pro? Learn the basics of investing from us and we'll have you on the road to investing in no time.

How the Stock Market Works

12 min read

Losing sleep wondering how the stock market works? Today's your lucky day. We'll impart all you need to know to become a market pro in...

Active vs Passive Investing

9 min read

Not sure of the difference between these two investment philosophies? Not for long you're not! We'll set you straight and even tell you...

Financial Advisors: How To Choose & The Cost

14 min read

Find out exactly what a financial advisor does, what they cost, and why you might need one. We'll also give you our best advice...

How to Invest Money Wisely

15 min read

All the fundamentals the beginning investor should know to make wise investment decisions. Find out how and where you should invest your...

Best Investing Strategies

7 min read

There's no one-size-fits-all best investing strategy—everyone's needs and goals are different. But there are some basics that most...

Saving

Explore Category
Saving

How to create a savings plan

4 min read

Find out how to create a solid savings plan. Foolproof advice to help you get your nest egg started and plan for Future You.

How To Save Money - Top Saving Tips

17 min read

You're wondering how to save money. It can be tough, but we have all the tips and tactics you need to get started saving money.

How to Save for a House

9 min read

Advice, tips and tricks you need to save for your dream home. Find out how to save for a downpayment and a house itself.

What Is A Savings Account? And How Do They Work

5 min read

Wondering what a savings account is? We'll explain what they are, how savings accounts work, how to open one and calculate the...

What is Wealthsimple Save?

1 min read

It's a savings account that's, well, smarter. Find out everything you need to know about Wealthsimple Save here.

How much cash should I keep as emergency savings?

1 min read

The general rule of thumb is that you should have three to six months of expenses saved away.

Accounts

Explore Category
Accounts

What's a 401(k)?

1 min read

A 401(k) is an employer sponsored and administered retirement savings plan.

Traditional IRA vs. Roth IRA

1 min read

Understand the difference between a Traditional IRA and a Roth IRA and which makes the most sense for you to take advantage of.

Checking vs Savings Account

4 min read

What's the difference between a savings and checking account — we compare them both and let you in on the pros and cons of each.

Finance

Explore Category
Finance

How to Make a Budget

10 min read

It's never too late to learn one of the most essential life skills: making and sticking to a budget. Let us show you how to budget like a...

How to Switch Banks

4 min read

If your current bank isn’t meeting your needs, it’s time for a change. These steps will teach you how to switch banks.

What’s a good credit score?

1 min read

Here’s the simple, three-digit answer you’re likely seeking. Anything above 700 is considered a “good” credit score.

How To Make Money Online

19 min read

Making extra money used to require working nights at the mall and spending your Saturday nights babysitting someone else’s kids. While...

The Ultimate Guide to Money Management

13 min read

Managing your money is deceptively difficult. Even those with a lot of it can easily put themselves in a financial hole. And those who...

How to Prepare for a Recession

7 min read

While we like to talk about “the economy” as if it’s a static entity, it’s actually more like a living, changing ecosystem. It...

Retirement

Explore Category
Retirement

When Can I Retire?

6 min read

Flummoxed about the exact age you should retire? This easily-followed guide will provide you with all the factors you'll need to take into...

How to save for retirement

1 min read

There are a variety of great IRS-backed retirement savings plans: 401k, IRA, Roth IRA, and SEP IRA.

How to Retire at 50

9 min read

Done with being a working stiff and ready to let loose as a spry young retiree? We've got your guide to retiring early. Really early.

Retirement Strategies

11 min read

Retirement can be your second childhood — but hopefully with a lot more money. We've got a few helpful financial strategies to keep your...

How to Retire Early

8 min read

Done with being a working stiff and ready to let loose as a spry young retiree? We've got your guide to retiring early. Really early.

Financial Independence Retire Early

6 min read

Financial Independence Retire Early (FIRE) is becoming increasingly popular among millennials who want to leave the rat race of normal...

Wealthsimple is investing on autopilot.

Explore Other Categories

Other popular articles

See all

Investing

How to Invest in Index Funds

6 min read

Index funds function like a slice of a particular index market by mirroring its composition and performance. This can be great for passive investors, but also comes with some caveats.

Finance

What should I do with my tax refund?

1 min read

We recommend investing it!

Accounts

What's a 401(k)?

1 min read

A 401(k) is an employer sponsored and administered retirement savings plan.

Accounts

2019 Roth IRA Rules

6 min read

Trying to get your head around IRA rules? When it comes to IRA contribution, withdrawal and taxation rules we've got you covered.

Retirement

What is a Qualified Retirement Plan?

6 min read

Wondering about the nitty-gritty of your retirement plan options? Find out more about qualified retirement plans here.

Finance

When can and should I write my will?

1 min read

You can start at 18. When you should start depends on a few things.

Clock

Get started in 5 minutes

Clicking get started accepts terms of use.