How it works
Invest in an intelligent portfolio of low-fee funds that are designed to meet your financial goals.
Diversifying your investments means you can minimize risk while maximizing rewards. We invest your money across the entire stock market using Exchange Traded Funds (ETFs).
We'll help you choose a risk level you're comfortable with, then build a custom portfolio based on your financial goals.
Auto-deposits - Never miss a milestone with automatic contributions
Dividend reinvesting - We'll instantly put your stock dividends back to work, earning you more
Automatic rebalancing - We precisely rebalance your portfolio as the market changes
Easy access - Manage your accounts from anywhere with our award-winning website and mobile app
Research has proven that passive investing — tracking the market over time using a diversified portfolio — is the most reliable way to grow your money over the long term.
Personalize your portfolio
Invest your way with features to personalize your portfolio.
Accounts that fit your goals
Not sure which accounts are right for you? We'll help you choose.
Our most common retirement account that lets you avoid taxes and pay them after you retire.
A popular savings account that lets you avoid taxes on the gains you make over time.
Our most common taxable account for the extra money you want to invest after maxing out your RRSP and TFSA.
Help save money for a child's education while lowering tax burden and taking advantage of government matching.
For those 71 years of age and older, who would like to convert their RRSP account.
If you have a pension from a former employer but are not yet retired.
For accounts with multiple owners, such as married couples and business partners.
For business owners that want to take advantage of lower corporate income tax rates.
Are you paying higher fees elsewhere on your RRSP, TFSA, or other accounts? You don’t have to. Transfer any accounts with more than $5,000 to Wealthsimple and we’ll cover the administrative transfer fees the other company charges you.
Over 1.5 million and counting - More than 1.5 million people use Wealthsimple’s investing, saving, and tax products
Everything is encrypted - We use state-of-the-art data encryption when handling your financial information and two-factor authentication (2FA) protection
CIPF protected - Your accounts are held with our custodial broker, Canadian ShareOwner, and are protected within specified limits in the event of its insolvency by CIPF.
Powerful backing - Wealthsimple is backed by $265M in investment from some of the world's largest financial institutions
We keep your money safe
Your security and trust are important to us. We're committed to protecting your account with the highest standards of security available.
The simple way to grow your money like the world’s most sophisticated investors.
Pay 0.5% management fee
Expert financial advice
All Basic plan features
Reduced 0.4% management fee
Financial planning session
Tax loss harvesting
Tax efficient funds