How it works
Invest in an intelligent portfolio of low-fee funds that are designed to meet your financial goals.
Diversifying your investments means you can minimize risk while maximizing rewards. We invest your money across the entire stock market using Exchange Traded Funds (ETFs).
We'll help you choose a risk level you're comfortable with, then build a custom portfolio based on your financial goals.
Auto-deposits - Never miss a milestone with automatic contributions
Dividend reinvesting - We'll instantly put your stock dividends back to work, earning you more
Automatic rebalancing - We precisely rebalance your portfolio as the market changes
Easy access - Manage your accounts from anywhere with our award-winning website and mobile app
Research has proven that passive investing — tracking the market over time using a diversified portfolio — is the most reliable way to grow your money over the long term.
Personalize your portfolio
Invest your way with features to personalize your portfolio.
Accounts that fit your goals
Not sure which accounts are right for you? We'll help you choose.
Helps build long-term wealth alongside your 401(k)s and IRAs. These accounts are taxable but you can withdraw money any time without a penalty.
Save for retirement with the help of a lower income tax bill. All the money you contribute here is deductible.
With this type of account you pay taxes on the money you contribute, but not on the money you earn in the account.
The perfect retirement account for the self-employed. It allows you to contribute more than both Traditional and Roth IRAs.
For accounts with multiple owners, such as married couples and business partners.
For holding assets for a beneficiary, usually used for estate and tax planning.
Are you paying higher fees elsewhere on your IRA or other accounts? You don’t have to. Transfer any accounts with more than $5,000 to Wealthsimple and we’ll cover the administrative transfer fees the other company charges you.
Over 175k and counting - More than 175,000 people trust Wealthsimple to manage their money
Everything is encrypted - We use state-of-the-art data encryption when handling your financial information and two-factor authentication (2FA) protection
Insurance and protection - All of our accounts have standard investor protection up to $500k in the case of our insolvency
Powerful backing - Wealthsimple is backed by $380M in investment from some of the world's largest financial institutions
We keep your money safe
Your security and trust are important to us. We're committed to protecting your account with the highest standards of security available.
Wealthsimple Invest – 0.50% fee
Wealthsimple Save – 0.25% fee
Expert financial advice
All Basic plan features
Reduced 0.4% management fee for Wealthsimple Invest
Financial planning session