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Classic portfolio

An expertly diversified portfolio, made up of low-fee ETFs across different asset classes and geographies.

Overview of the Classic portfolio

Diversified and built for growth

Your portfolio contains more varied geographic exposures, lower volatility stocks (which tend to have equal or better returns than high-risk stocks), and riskier government bonds and gold. By being more diversified, it’s designed to perform better during downturns.

Automatically tax-optimized

No need to worry about choosing the most tax-efficient investments yourself. We automatically choose tax-optimized ETFs that pay off when it’s time to file your return.

Risk-appropriate

We’ll place you in a portfolio that matches your needs — from a conservative high-interest option all the way to high-growth, equity-heavy.

Performance over time

Designed for investors who don’t plan to withdraw in the next 9+ years. If you can bear fluctuations and understand that there might be short-term periods of poor performance, this portfolio could be for you.

$0$200K$400K$600K$800K$1M$1.2M$1.4M
Total returns 

Our performance chart shows projected returns net of fees

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Annualized returns 

Annualizing returns requires a year's worth of data. Adjust your chart to 1Y, 3Y, 5Y, or All to view annualized returns.

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Starting balance
$0
Ending balance
$0

Asset classes

Allocation

80.00%
Canadian equities
10.00%
Emerging market equities
14.00%
Global equities
10.00%
International equities
20.00%
U.S. equities
26.00%

17.50%
Canadian short-term bonds
1.00%
Government bonds
16.50%

Gold

2.50%

Fees

Management Expense Ratio (MER)
0.12%
Management Fee
0.50%

All returns data are hypothetical and for illustrative purposes only. Returns are not indicative of expected or estimated return rates. See disclaimer.

See the big picture

Riskier portfolios are prone to swings in the short-term, but tend to have higher expected returns in the long run. No matter what your risk level, it’s typically best to stay invested over time.

Green lines

Growth

Blue lines

Balanced

Red lines

Conservative

Range of annualized portfolio returns

30%
15%
0%
-15%
-30%
1 year
1Y
3 years
3Y
5 years
5Y
10 years
10Y

Data is hypothetical and for illustrative purposes only. Range is not indicative of expected or estimated return rates. See disclaimer

Your money is always working hard

Automatic rebalancing

Portfolios are automatically rebalanced based on your deposits, withdrawals, or changes in your overall goals to ensure that your asset allocation stays consistent.

Tax-optimized ETFs

ETFs are optimized based on your tax situation and the type of account you’re invested in. We also negotiate with ETF providers on your behalf to get discounts.

Dividend reinvestment

We’ll keep track of your dividends, and immediately reinvest them to purchase the ETFs that are underweight in your portfolio.

**Zoe Wolpert,** Advisor, CIM® (Chartered Investment Manager)

Zoe Wolpert, Advisor, CIM® (Chartered Investment Manager)

Human help when you need it

Once you reach $100,000 with Wealthsimple, you’ll have access to a team of advisors who will help answer any questions – no matter how complex.

Our team is also here to guide you through every step of transferring your portfolio from another institution.

Make the most of your money

Withstand market highs and lows with a well-diversified portfolio, tailored to your values and financial goals.