Summit Portfolio Fee Savings Estimate

As of October 21, 2025. The fee savings estimate is based on comparing our Summit portfolio annual management fee of 0.44% to a leading mutual fund annual management fee of 1.85% that has similar market exposure. Modeled on an initial investment of $10,000, assuming a 10% gross pre-fee return over a 30 year period for both funds, assuming constant returns and monthly compounding. Taxes, trading costs, loads/transaction fees, and additional account fees are not modelled. Actual outcomes vary with pre-fee returns, fees, contributions, and time horizon. Hypothetical scenario and not a guarantee of future costs or returns. For illustration purposes only. All investments involve risk. To get more information on our products, investment decisions, fee schedules, user testimonials, promotions & more visit wsim.co/legal.

Aggressive portfolios historical returns

This chart shows the hypothetical historical returns of a Summit Aggressive (Risk Level 11) portfolio from September 2006 to December 2024, net of Wealthsimple management fees and management and performance fees charged by private asset managers, based on the portfolio’s current asset allocation. Any total return illustrated does not take into taxes payable by clients that would have reduced returns. Past performance is not indicative of future results and may not be repeated. All information and commentary provided is for illustration purposes only and is not investment advice or recommendations. All investments involve risk.

Data sources: Bloomberg and Preqin.