Automatically invest your spare change

Make a purchase and we'll invest the change in a Wealthsimple Invest or Save account.

Start rounding up

  1. Turn on Roundup from our award-winning website or mobile app
  2. Buy something with your debit or credit card
  3. We'll round up the purchase to the nearest dollar
  4. Your spare change is put to work in a Wealthsimple account

See how your spare change can add up

Just $25 a month can grow to thousands over time.

Invest in a personalized portfolio

Put your change to work in a portfolio of low-fee funds designed to meet your financial goals with Wealthsimple Invest. Have a short term goal? Roundup also works with Wealthsimple Save.

  • Over $5B and counting - More than 175,000 people trust over $5 billion with Wealthsimple companies

  • Everything is encrypted - We use state-of-the-art data encryption when handling your financial information and two-factor authentication (2FA) protection

  • Insurance and protection - All of our accounts have standard insolvency and deposit protection

  • Powerful backing - Wealthsimple is backed by $265M in investment from some of the world's largest financial institutions

We keep your money safe

Your security and trust are important to us. We're committed to protecting your account with the highest standards of security available.


Open an account in 5 minutes

Clicking get started accepts terms of use.


There is no additional cost for Roundup, just Wealthsimple's standard fees. For Wealthsimple Invest, we charge a 0.5% management fee (it drops to 0.4% when you deposit more than $100,000). For Wealthsimple Save, we charge a 0.25% fee, which is built into our interest rate. That fee also drops when you deposit more than $100,000 - to 0.2%.

When you set up Roundup, you're prompted to link a bank account to your Wealthsimple account. Each week, the total rounded up amount from your purchases will be withdrawn from your bank account and deposited to your Wealthsimple account.

No, you can round up transactions from as many credit and debit cards as you like.