We help you build an intelligent portfolio of low-fee funds that are designed to meet your financial goals.
We invest your money across the entire stock market using Exchange Traded Funds (ETFs) that track the global economy. This way, you take advantage of market diversification without betting on just one company’s stock. Answer a few questions and we’ll find the right mix of investments for you, based on your personal goals.
Our approach is based on Modern Portfolio Theory, introduced by the Nobel Prize-winning economist Harry Markowitz, who proved you can minimize volatility (risk) and maximize reward (money!) by diversifying your investments.
See our historical This is the total return less our 0.5% fee and the ETFs’ management fees, not our actual clients’ return. This is for informational purposes only. Returns are not guaranteed, ETF values will change, and past performance will not be repeated. On average, a Traditional Investor in a mutual fund pays 2% fees. The hypothetical impact of the higher fees on this model portfolio does not reflect the actual returns of any investment. This chart shows the impact of compounding – actual returns will be different. We’ve assumed markets go up an average of 4.3% per year and the portfolio allocation stays the same. Wealthsimple charges a 0.5% management fee and our ETFs charge ~0.33%, while a traditional mutual fund investor pays 2.28%. We used the current GIC interest rates to calculate a rate of return for savings accounts. growth compared to traditional investors.
See our historical growth compared to traditional investors.
Our account minimum is $0 and we charge a fraction of what traditional advisers do. And you’ll never pay any trading, account transfer, or rebalancing fees. Here’s what you’ll We assumed other providers charge a fee of 2%, which is the average cost of mutual funds in Canada. Actual fees may vary. save over 20 years.
Our account minimum is $0 and we charge a fraction of what traditional advisers do. And you’ll never pay any trading, account transfer, or rebalancing fees. Here’s what you’ll save over 20 years.
Our advisers are standing by to help you meet your financial goals.
Our team of experts can help make a plan to meet your financial goals, whether you’re saving for a new house or planning a family. We’re also easy to find if you have questions about your account.
We offer a free Portfolio Review service, in which our experts will analyze the efficiency of all your financial accounts.Review my portfolio
Your security and trust are important to us. We’re committed to protecting your account using the highest standards of security available.
Our brokerage, Canadian ShareOwner Investments Inc., is a member of Canadian Investor Protection Fund. CIPF covers accounts up to $1,000,000 against bankruptcy.
We use state-of-the-art security measures when handling your financial information.
Wealthsimple is backed by $100 million in investment from the Power Financial Group, a leading financial holding company. In other words – we’re not going anywhere.
Not sure which accounts are right for you? We’ll help you choose the right ones.
Our most common retirement account that lets you avoid taxes today and pay them after you retire.
A popular savings account that lets you avoid taxes on the gains you make over time.
Our most common taxable account for the extra money you want to invest after maxing out your RRSP and TFSA.
Helps save money for a child’s education while lowering tax burden, taking advantage of government matching.
For those 71 years of age and older, who would like to convert their RRSP account.
For accounts with multiple owners, such as married couples and business partners.
If you have a pension from a former employer but are not yet retired.
For businesses that want to take advantage of lower corporate income tax rates.
Are you paying higher fees elsewhere on your RRSP, TFSA, or other accounts? You don’t have to. Transfer any accounts with more than $5,000 to Wealthsimple and we’ll cover any transfer fees your bank tries to charge you. Questions? Call us at +1 (855) 255-9038.