We help you build an intelligent portfolio of low-fee funds that are designed to meet your financial goals.
We invest your money across thousands of companies using Exchange Traded Funds (ETFs) that track different sectors of the global economy. This way, you bet on bigger slices of the economy while taking advantage of market diversification, without being impacted by the growth or loss of one company. In a few easy steps, we’ll determine the right mix of investments you should have based on your personal goals.
Our approach is based on Modern Portfolio Theory, introduced by the Nobel Prize-winning economist Harry Markowitz, who proved you can minimize volatility (risk) and maximize reward (money!) by diversifying your investments.
Now you can feel good about your investments, both morally and financially. We designed a socially-responsible portfolio that prioritizes low carbon emissions, advances cleantech innovation, and promotes sustainable growth in emerging markets.
See our historical growth compared to traditional investors. This chart shows the impact of compounding–actual returns will be different. We've assumed markets go up an average of 4.3% per year and the portfolio allocation stays the same. WS charges a 0.5% fee and our ETFs charge ~0.2%, while a traditional investor pays 2%. We used the current GIC interest rates to calculate a rate of return for savings accounts. This chart shows the impact of compounding–actual returns will be different. We've assumed markets go up an average of 4.3% per year and the portfolio allocation stays the same. WS charges a 0.5% fee and our ETFs charge ~0.33%, while a traditional investor pays 2.28%. We used the current GIC interest rates to calculate a rate of return for savings accounts. Our assumptions
We have a $0 account minimum and cost a fraction of a traditional adviser. Also, we won’t charge you any trading, account transferring, or rebalancing fees.
Our advisers are standing by to help you meet your financial goals.
Our team of experts can help you plan any important financial milestones and answer any of your questions regarding account openings and funding. Whether you're buying a new house or planning a family, we're here to support and advise.
Need advice on other investment accounts? Take advantage of our Portfolio Review service, which is free, objective evaluation of your non-Wealthsimple financial accounts.Review my portfolio
Your security and trust are important to us. We're committed to protecting your account using the highest standards of security available.
Wealthsimple is backed by the Power Financial Group, a leading financial holding company. In other words – we're not going anywhere.
We use state-of-the-art security measures when handling your financial information.
Our customers’ accounts are CIPF insured up to $1,000,000 through our brokerage partners, Canadian ShareOwner Investments Inc. and BBS Securities Inc.
We support the most popular account types (and even some lesser known ones).
Our most common retirement account that lets you avoid taxes today and pay them after you retire.
A popular savings account that lets you avoid taxes on the gains you make over time.
Our most common taxable account for the extra money you want to invest after maxing out your RRSP and TFSA.
For those 71 years of age and older, who would like to convert their RRSP account.
For accounts with multiple owners, such as married couples and business partners.
If you have a pension from a former employer but are not yet retired.
For businesses that want to take advantage of lower corporate income tax rates.
Helps save money for a child's education while lowering tax burden, taking advantage of government matching.
Are you paying higher fees elsewhere? You don't have to. We make it easy to transfer an existing account to Wealthsimple. For any full transfers over $5,000, we're also happy to cover any transfer fees that your bank wants to charge you for doing so. Why? Because you shouldn’t have to. If you have any questions, feel free to call us at +1 (855) 255-9038.