We help you build an intelligent portfolio of low-fee funds that are designed to meet your financial goals.
We invest your money across the entire stock market using Exchange Traded Funds (ETFs). This lowers your risk by taking advantage of market diversification. Let us build you a custom mix of investments for a risk level you're comfortable with.
More about asset allocation
Our approach is based on Modern Portfolio Theory, introduced by economist Harry Markowitz, who proved you can minimize volatility and maximize reward by diversifying your investments.
Research has proven that passive investing — tracking the market over time using a diversified portfolio — beats active investing 96% of the time.
More about Modern Portfolio Theory
Get the same award-winning Wealthsimple features while investing in companies that further socially responsible initiatives.Learn more
Our Halal Investing portfolio is a simple, low-cost way to grow your money over time while complying with Islamic investing principles.Learn more
See our historical growth compared to traditional investors.
Save thousands over the course of your lifetime by paying a fraction of what traditional advisors We assumed other providers charge a fee of 2%, which is the average cost of mutual funds in Canada. Actual fees may vary. Savings in fees are calculated using a 20 year time period. charge. You'll also never pay any trading, account transfer, or rebalancing fees.
Our advisors are standing by to help you meet your financial goals.
Our team of financial advisors have a legal and professional responsibility to do what’s in your best interest, whether you’re saving for a new house or planning a family.
Schedule a free portfolio review
Your security and trust are important to us. We're committed to protecting your account using the highest standards of security available.
More than 100,000 people trust over $2.5 billion with Wealthsimple companies.
Our brokerage, Canadian ShareOwner Investments Inc., is a member of Canadian Investor Protection Fund. CIPF covers accounts up to $1,000,000 against bankruptcy.
We use state-of-the-art security measures when handling your financial information.
Wealthsimple is backed by $165 million in investment from the Power Financial Group, a leading financial holding company.
Not sure which accounts are right for you?
We'll help you choose.
Our most common retirement account that lets you avoid taxes today and pay them after you retire.
A popular savings account that lets you avoid taxes on the gains you make over time.
Our most common taxable account for the extra money you want to invest after maxing out your RRSP and TFSA.
Helps save money for a child's education while lowering tax burden, taking advantage of government matching.
For those 71 years of age and older, who would like to convert their RRSP account.
For accounts with multiple owners, such as married couples and business partners.
If you have a pension from a former employer but are not yet retired.
For businesses that want to take advantage of lower corporate income tax rates.
A safe place to stash money that you’ll need in the short term, or cash for emergencies. All while earning a nice rate.
Are you paying higher fees elsewhere on your RRSP, TFSA, or other accounts? You don’t have to. Transfer any accounts with more than $5,000 to Wealthsimple and we’ll cover the transfer fees your bank charges you.
2016 & 2017
Best Financial Services Website
Apple app store
2018 Top Robo-Advisor
Entrepreneur of the Year
Ernst & Young
Wealthsimple is the smartest thing you can do with your money. In just five minutes you can open a portfolio that makes your money work harder for you.