Open a Wealthsimple LIRA
Wealthsimple's LIRA offers optimized returns for a fraction of what big banks charge— and it only takes 5 minutes to open one.
An account that’s just good business
Perfect for any business that has cash reserves
Invest your business's money in a smarter portfolio where it can grow
Especially good for businesses prone to good years and bad years: let the excess grow, and withdraw at a lower income tax rate in a slow year
The benefits of using Wealthsimple
Low cost - Wealthsimple's fees are just a fraction of what most investment managers charge.
Convenient - Five minutes is all it will take to open a Wealthsimple LIRA.
Smarter, personalized portfolios - Using Nobel Prize winning strategies and cutting-edge technology, we'll create the perfect portfolio mix to maximize returns while minimizing risk.
Invest in your values - Wealthsimple offers Socially Responsible Investing, so you can do well and do good at the same time.
We keep your money safe
Your security and trust are important to us. We're committed to protecting your account with the highest standards of security available.
Over 2 million and counting - More than 2 million people use Wealthsimple’s investing, saving, and tax products
Everything is encrypted - We use state-of-the-art data encryption when handling your financial information and two-factor authentication (2FA) protection
CIPF protected - Your accounts are held with our custodial broker, Wealthsimple Investments Inc., and are protected within specified limits in the event of its insolvency by CIPF.
Powerful backing - Wealthsimple is backed by $380M in investment from some of the world's largest financial institutions
Simple honest pricing
Save thousands over the course of your lifetime by paying a fraction of what traditional advisors charge. You'll also never pay any trading, account transfer, or rebalancing fees.
Pay 0.5% management fee
Expert financial advice
All Basic plan features
Reduced 0.4% management fee
Financial planning session
Tax loss harvesting
Tax efficient funds
6 months Medcan Year Round Care plan for free (ON only)
15% off your will from Willful
What people are saying about Wealthsimple
Assets Under Management
3.8k Five-Star Reviews
Best Financial Services Website
“Changing the way young people think about money”