Invest your way, commission-free
Build your own portfolio with thousands of stocks, ETFs, and options — all on our powerful, yet easy-to-use trading platform.
Self-directed trading that earns you more
Low fees, more value
The more assets you have with us, the better your perks. Pay lower option trading and FX fees as a Premium or Generation client.
Fast and flexible
Start trading on your terms and your timeline. With instant transfers and extended trading hours, you’ll always be ready for any market moment.
Everything you need to trade
Buy and sell all common stocks, ETFs, and options on mobile or on web, with multiple different accounts to choose from to help reach your financial goals.
Strategies to suit any portfolio
Stocks & ETFs
Choose from over 14,000 stocks and ETFs, with 100% coverage of all common stocks across Canadian and US markets.
Trading on your terms
Get started in less than three minutes
Sign up and start trading right away — instantly deposit up to $50,000 as a Core client, or up to $250,000 as a Premium or Generation client.
Around-the-clock trading
With our extended trading hours, you can buy and sell eligible US stocks and ETFs 24 hours a day, 5 days a week.
Fractional trading
Purchase a piece of a share and invest in the companies you want without needing a big upfront investment.
Automation for smarter investing
Recurring investments
Auto-buy your favourite stocks and ETFs. You choose the schedule and set the investment amount. We handle the rest.
Dividend reinvestment
Keep growing your wealth by reinvesting100% of your dividend earnings — all with zero commissions.
Auto-investing
Have a portion of your paycheque automatically added to your investing account, or into specific stocks and ETFs.
Reach your goals with the right accounts
We go beyond your regular broker
Make your investments even more rewarding
Unlock access to benefits and rewards from one of our trusted partners, like Uber, Strava, Headspace, and more, when you have $200,000+ with us.
Take your investing to the next level
Sign up for a better trading experience in less than three minutes.
Articles to help you learn and earn
FAQs
We’re able to offer commission-free trades because we’ve built a low-cost, digital-first brokerage powered by technology. And executing trades actually costs very little for brokerages, so we don't think it's fair to charge our clients big trading commissions.
For our list of fees, including foreign exchange fees for USD trades, see here.
Your Wealthsimple Self-directed Investing account is an account (offered by Wealthsimple Investments Inc.) that allows you to buy and sell stocks and ETFs with no trading commissions. Wealthsimple Investments Inc. offers a self-directed platform and doesn't offer any financial advice or recommendations.
Your Wealthsimple Managed account is an automated investing service offered by our affiliate, Wealthsimple Inc., that manages your investments for you — including your RRSP and TFSA — using a personalized portfolio of low-fee exchange-traded funds. Wealthsimple Inc. also provides financial advice. If that's what you're looking for, please click here.
Choose from thousands of stocks and ETFs across the TSX, NYSE, NASDAQ, NEO and CSE. There are also limited securities available on the BATS Exchange.
We’ve extended our trading hours to give you even more flexibility when it comes to your portfolio. Now you can buy and sell stocks and ETFs from Sunday 8:00 pm to Friday 8:00 pm ET.
And even though we can’t predict the market, our extended hours give you the convenience to trade within it on your own schedule. Currently, only a limited selection of US listed stocks and ETFs are available for trading during extended hours. You can browse eligible securities by searching for and selecting the “extended hours trading” category from the 'Discover' tab search bar in the Wealthsimple app.
Have more questions? Check out this helpful article. For details about the risks and considerations — click here.
Clients using CAD accounts pay no commission fees when trading Canadian stocks. However, every time you trade US stocks, you will pay a 1.5% currency conversion fee (foreign exchange (FX) conversion fee) on top of the corporate exchange rate, which is a live rate including a spread which may vary due to market conditions.
With a USD account, you can hold US currency in your RRSP, TFSA, or personal account. So in addition to no commission fees, you’ll be able to transfer US dollars from another Canadian institution into Wealthsimple, then trade US stocks (or hold it as cash) without the worry of FX conversion fees. You’ll only pay an FX conversion fee and a corporate exchange rate when converting currency between CAD and USD, vice-versa (for example: if you deposit CAD into your USD account). The more you convert per transaction between your USD and CAD accounts, the lower your FX conversion fee.
- Core clients can access USD accounts for $10/month or by becoming a Premium or Generation Client.
- Premium and Generation clients have free access to open a USD trading account anytime.
You can find out more about USD accounts here.
Dividend reinvestment is only available for stocks and ETFs that support fractional trading.
Just note that when you turn on dividend reinvestments, it applies to your entire account. For example, you can turn it on for your TFSA account, but not for individual stocks and ETFs within that account.
Instant deposit is applied across your Managed investing, Self-directed investing, and Crypto accounts. The actual instant deposit limit is dependent on your deposit history, your net deposits, and a few other variable we use to calculate your limit. You can find your unique limit in the app.