Wealthsimple Smart Savings

We built a better way to save with higher rates than big banks. Start now and you'll Returns are per year, paid monthly, and can change without notice. earn at least before paying any fees.


No minimum account size


No "introductory" rates


Unlimited transfers

Savings that work harder

It's got all the good stuff you've come to expect from us: low fees, optimized rates, easy to use.

  • High-yield rates: Interest rates are for the first $100,000. For accounts over $100,000, you get a varied rate. Interest rates are per year, calculated daily, paid monthly and can change without notice. interest rate: receive a rate of return higher than the national savings account average.
  • Seamless integration: control all your accounts from Wealthsimple's award-winning app.
  • Free transfers: make as many deposits or withdrawals as you like and never pay a fee.
Savings gold plane

Save or invest $100,000 across accounts and get Wealthsimple Black

  • VIP airline lounge access: our free Priority Pass gets you and a guest into 1,000+ airline lounges worldwide.
  • Lower investing fees: if you also invest with us, Black gives you even lower investing fees.
  • Dedicated Money Coach: one of our financial experts will design a plan to meet your financial goals.
Ws combination lock poster

Keep your money safe

Security is our top priority. We use the highest degree of protection to safeguard your money.

  • Your money is automatically insured
  • State-of-the-art security and encryption
  • Over 100,000 clients use Wealthsimple
  • We manage more than $2 billion in assets