Deposit £100k+


Pay lower fees and get premium benefits when you invest £100k+ across your Wealthsimple accounts.

Pay lower fees

Deposit more, pay less. When you deposit more than £100,000 across your accounts, your Wealthsimple Invest management fee drops to only 0.5% (plus fund fees averaging 0.2%).

Access VIP airline lounges

Travel in style with access to more than 1,000 airline lounges in over 400 cities with a complimentary Priority Pass membership.

Meet with your investment adviser

Get a financial planning session with one of our expert advisers to help you meet your financial goals.

Book a call

Upgrade to Generation

Invest £500k+ and get a dedicated adviser to help you preserve wealth and leave a legacy with the Generation plan.
Learn more

Start building your custom portfolio

Clicking get started accepts terms of use.


If you're new to Wealthsimple, you can access Black by signing up and funding your account with £100,000 or more.

If you're an existing client, once your net deposits reach £100,000 you'll automatically be eligible for the Black plan and be charged lower fees. We'll send you an email within a week of you crossing the £100,000 mark with more details about the perks.

To qualify for Black, you must have £100,000 in net deposits in Wealthsimple accounts. If you make a withdrawal that brings your net deposits below £100,000, you'll lose your status.

To qualify for Black, you must have £100,000 or more in net deposits in Wealthsimple accounts. As long as your net deposits are over £100,000, you'll keep your plan status, regardless of what the markets do.

Your eligibility for Black comes with the perk of goal-based investment planning with one of our experienced advisers. When you reach the £100,000 threshhold, you will be appointed an individual adviser who you can contact any time by phone or email.

The day after deposits to your portfolio reach the £100,000 threshold, you'll get an email from Wealthsimple with a code and a link to a registration page.

Once you're registered, you'll get access to VIP airline lounges around the world - for free! Priority Pass will also send you a physical access card by mail in 3-5 weeks, but you don't have to wait for it to arrive to start using the lounge. Your Priority Pass is valid for 12 months from the date of issue.

Visit for all the details on member benefits and where to find a lounge for your next trip. Enjoy!

Your priority pass is for your personal use to access VIP airline lounges, globally. It cannot be transferred or shared - as the cardholder, you need to be there. Visit for more information.

Your fees will become even lower. When you become a Black plan member, you'll pay 0.5% in investment management fees (plus fund fees averaging 0.18%). You can always see the fees you pay to Wealthsimple under the Activity tab in your profile. And you can find out more about how Wealthsimple charges fees here.