Wealthsimple Smart Savings

We built a better way to save with higher rates than big banks. Start now and earn a Interest rates are per year, calculated daily, paid monthly and can change without notice. interest rate.


No minimum account size


No "introductory" rates


Unlimited transactions

Savings that work harder

All the good stuff you expect from us — low fees, optimized rates, easy to use — now in a savings account.

  • interest rate: we continually optimize your savings for great rates.
  • Seamless integration: control all your accounts from Wealthsimple's award-winning app.
  • Free transfers: make as many deposits or withdrawals as you like and never pay a fee.
Savings gold plane

Save or invest $100,000 across accounts and get Wealthsimple Black

  • VIP airline lounge access: our free Priority Pass gets you and a guest into 1,000+ airline lounges worldwide.
  • Lower investing fees: if you also invest with us, Black gives you even lower fees on your investment accounts.
  • Dedicated Money Coach: one of our financial experts will design a plan to meet your financial goals.
Ws combination lock poster

Keep your money safe

Security is our top priority. We use the highest degree of protection to safeguard your money.

  • Through our partners, your money is insured
  • State-of-the-art security and encryption
  • Over 65,000 clients use Wealthsimple
  • We manage more than $2 billion in assets