Wealthsimple Smart Savings

We built a better way to save with higher rates than big banks. Start now and earn a Interest rate shown is for your first $100,000. For accounts over $100,000, you get a varied rate. Interest rates are per year, calculated daily, paid monthly and can change without notice. interest rate.

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No minimum account size

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No "introductory" rates

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Unlimited transactions

Savings that work harder

All the good stuff you expect from us — low fees, optimized rates, easy to use — now in a savings account.

  • : Interest rates are for the first $100,000. For accounts over $100,000, you get a varied rate. Interest rates are per year, calculated daily, paid monthly and can change without notice. interest rate: we continually search for the best rates.
  • Seamless integration: control all your accounts from Wealthsimple's award-winning app.
  • Free transfers: make as many contributions or withdrawals as you like and never pay a fee.
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Save or invest $100,000 across accounts and get Wealthsimple Black

  • VIP airline lounge access: our free Priority Pass gets you and a guest into 1,000+ airline lounges worldwide.
  • Lower investing fees: if you also invest with us, Black gives you even lower fees on your investment accounts.
  • Dedicated Money Coach: one of our financial experts will design a plan to meet your financial goals.
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Keep your money safe

Security is our top priority. We use the highest degree of protection to safeguard your money.

  • Through our partners, your money is insured
  • State-of-the-art security and encryption
  • Over 100,000 clients use Wealthsimple
  • We manage more than $3 billion in assets