You could win $1M and tonnes of Canadian prizes

In the month of October, we’re giving away millions in Canadian brand credits.

If you win, you can shop at any of the online stores of any of the 15+ participating Canadian businesses, pay with your Wealthsimple card, and we'll pay you back up to the value of your credit ($10, $25, $50, or $100) in your Wealthsimple Chequing account within 5 business days. Credits expire at 11:59 pm ET on December 31, 2026.

Below are the full list of participating merchants:

• Mejuri
• Monos
• Vessi
• KOTN
• Fable
• Umbra
• EQ3
• Pearl Morissette
• Pilot Coffee Roasters
• GURU
• Fresh Prep
• DUER
• The Silk Road Spice Merchant
• Kicking Horse Coffee
• Stay Golden Custom
• Rocky
• Eight Ounce Coffee
• Mid-Day Squares
• MANJULA Essentials

Once you've completed the skill-testing question and declaration form, you can make a purchase at one of the participating merchants’ online stores using the following cards (physical or virtual):

• Wealthsimple Prepaid Visa card
• Wealthsimple Prepaid Mastercard
• Wealthsimple Visa Infinite* Credit Card
• Wealthsimple Visa Infinite +* Credit Card
• Wealthsimple Visa Infinite Privilege* Credit Card 

Wealthsimple Visa* Business, and Kids and Teens Visa* Prepaid are not eligible.

• Trademark of Visa Int., used under license.

Yes! Your credit can be split amongst multiple participating merchants. 

For example, if you won a $100 credit, you could spend $25 at Pilot Coffee Roasters, and $75 at Umbra, and you will receive the full $100 credited back to your Wealthsimple chequing account.

If you do not use the full credit amount by December 31, 2026, the remaining amount will be forfeited.

Simply clicking on the business spotlight in the app or website will earn you 200 entries.

A business will be featured every day at 12:00 AM ET. You can earn up to 200 entries per day by visiting the featured business through the business spotlight.

Check the Wealthsimple web or mobile app every Thursday evening to reveal whether you've won.

You earn 1 entry for every $1 of net deposits. Net deposits are calculated as your total deposits and transfers into your Wealthsimple accounts, minus any withdrawals. For example, if you deposit $500 but withdraw $200, your net deposit would be $300, earning you 300 entries.

If you have a direct deposit set up, your entries are automatically doubled, so in the same example, you’d earn 600 entries instead.

Please note that not all withdrawals will count against your entries. The following transactions are exempt:

• Transfers between your own Wealthsimple accounts
• Payments with your Prepaid Mastercard
• Payments to a Wealthsimple Visa card, bill payments, or Pre-Authorized Debits (PADs)
• Margin debit balance withdrawals or borrowing against a portfolio line of credit

All account and activity types are eligible. Here are some examples:

Deposits from outside of Wealthsimple, including:

• Direct deposits
• Linked external bank account transfers
• Interac e-Transfer®
• Wire transfers
• Linked Visa or Mastercard debit card deposits
• Physical cash deposits
• E-transfers and peer-to-peer payments received into the Entrant’s account(s)

Eligible account types for institutional transfers:

• RRSP
• Spousal RRSP
• LIRA
• TFSA
• Non-registered
• Crypto
• FHSA
• RESP
• RRIF
• LIF
• Corporate/Business accounts

For deposits, both initiation and completion must occur on or after October 1. If so, it will automatically count toward your entries once you register, even if it happened prior to your registration date. Any activity initiated or completed before October 1 is not eligible for this giveaway.

The same rule applies to referrals. Your entries will automatically count toward your total if:

• You must hold at least $100 CAD in net deposits at the time of the referral.
• Your friend joined Wealthsimple using your referral link
• They funded at least $100 within 30 days of joining
• Their funding completed between October 1, 2026 and October 28, 2026
• You'll still earn entries even if you hadn't registered yet at the time of their funding.

Any activity completed before October 1 will not be eligible, as it predates the contest's entry window. Please note that no exceptions

Yes! Your entries will accumulate week-over-week until the million-dollar draw.

Your total entries will reset for each new Monthly Millionaire reset each month, for which you’ll automatically be enrolled and receive 500 entries.

For example, if you register and make a deposit in the first week, those entries will count towards all 4 draws in October. Your total entries will reset to 500 on October 29, the date that the November Millionaire draw begins, as long as you remain registered.

Note that these entries would be doubled to 1,000 if you have direct deposit set up.