Open a Wealthsimple RRSP

Wealthsimple’s RRSP offers optimized returns for a fraction of what big banks charge—
and it only takes 5 minutes to open one.

Great grandkids and our RRSPs are the best thing about getting older

Any RRSP contribution lowers your income tax bill today

Withdraw your money in retirement at a lower tax rate

Funds can be withdrawn early to buy a house or pay for education

The benefits of using Wealthsimple

Low cost

Wealthsimple’s fees are just a fraction of what most investment managers charge.

Track your contributions

The CRA's rules are confusing. We keep track of all your contributions so you won't have to.

Smarter, personalized portfolios

Using Nobel Prize winning strategies and cutting-edge technology, we’ll create the perfect portfolio mix to maximize returns while minimizing risk.

Invest in your values

Wealthsimple offers Socially Responsible Investing, so you can do well and do good at the same time.

We keep your money safe

Your security and trust are important to us. We're committed to protecting your account with the highest standards of security available.

Over $5B and counting - More than 175,000 people trust over $5 billion with Wealthsimple companies

Everything is encrypted - We use state-of-the-art data encryption when handling your financial information and two-factor authentication (2FA) protection

CIPF protected - Our brokerage is a member of the Canadian Investor Protection Fund, which covers accounts up to $1M against bankruptcy

Powerful backing - Wealthsimple is backed by $265M in investment from some of the world's largest financial institutions

Simple honest pricing

Save thousands over the course of your lifetime by paying a fraction of what traditional advisors charge. You'll also never pay any trading, account transfer, or rebalancing fees.

Wealthsimple Basic


0.5% Fees

Automatic rebalancing

Personalized portfolio


Expert financial advice

Dividend reinvesting

Wealthsimple Black


0.4% Fees

All basic features

Lower fees

Goal-based planning

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What people are saying about Wealthsimple

  • 2016 & 2017

    Best Financial Services Website
  • 1.5k ratings

    Apple App Store
  • 2018 Top Robo-Advisor

  • Entrepreneur of the Year

    Ernst & Young

Ready to try it out?

Wealthsimple is the smartest thing you can do with your money. In just five minutes
you can open a portfolio that makes your money work harder for you.