Open a Wealthsimple RESP
Low fees. Optimized returns. No paperwork.
Education savings just got smarter
A Registered Education Savings Plan (RESP) lets you access free money from the government for your kid's education
The government will match 20% of your annual contribution, up to a lifetime maximum of $7,200 per child
No minimums - start today with as little as $1
The benefits of using Wealthsimple
Wealthsimple’s fees are just a fraction of what most investment managers charge.
Five minutes is all it will take to open a Wealthsimple RESP.
Using Nobel Prize winning strategies and cutting-edge technology, we’ll create the perfect portfolio mix to maximize returns while minimizing risk.
Wealthsimple offers Socially Responsible Investing, so you can do well and do good at the same time.
We keep your money safe
Your security and trust are important to us. We're committed to protecting your account with the highest standards of security available.
Over 2 million and counting - More than 2 million people use Wealthsimple’s investing, saving, and tax products
Everything is encrypted - We use state-of-the-art data encryption when handling your financial information and two-factor authentication (2FA) protection
CIPF protected - Your accounts are held with our custodial broker, Wealthsimple Investments Inc., and are protected within specified limits in the event of its insolvency by CIPF.
Powerful backing - Wealthsimple is backed by $380M in investment from some of the world's largest financial institutions
Benefits and pricing
The simple way to grow your money like the world’s most sophisticated investors.
Pay 0.5% management fee
Expert financial advice
All Basic plan features
Reduced 0.4% management fee
Financial planning session
Tax loss harvesting
Tax efficient funds
6 months Medcan Year Round Care plan for free (ON only)
15% off your will from Willful