Open a Wealthsimple RESP

Low fees. Optimized returns. No paperwork.

Education savings just got smarter

A Registered Education Savings Plan (RESP) lets you access free money from the government for your kid's education

The government will match 20% of your annual contribution, up to a lifetime maximum of $7,200 per child

No minimums - start today with as little as $1

The benefits of using Wealthsimple

Low cost

Wealthsimple’s fees are just a fraction of what most investment managers charge.


Five minutes is all it will take to open a Wealthsimple RESP.

Smarter, personalized portfolios

Using Nobel Prize winning strategies and cutting-edge technology, we’ll create the perfect portfolio mix to maximize returns while minimizing risk.

Invest in your values

Wealthsimple offers Socially Responsible Investing, so you can do well and do good at the same time.

We keep your money safe

Your security and trust are important to us. We're committed to protecting your account with the highest standards of security available.

Over $5B and counting - More than 175,000 people trust over $5 billion with Wealthsimple companies

Everything is encrypted - We use state-of-the-art data encryption when handling your financial information and two-factor authentication (2FA) protection

CIPF protected - Our brokerage is a member of the Canadian Investor Protection Fund, which covers accounts up to $1M against bankruptcy

Powerful backing - Wealthsimple is backed by $265M in investment from some of the world's largest financial institutions

Simple honest pricing

Save thousands over the course of your lifetime by paying a fraction of what traditional advisors charge. You'll also never pay any trading, account transfer, or rebalancing fees.

Wealthsimple Basic


0.5% Fees

Automatic rebalancing

Personalized portfolio


Expert financial advice

Dividend reinvesting

Wealthsimple Black


0.4% Fees

All basic features

Lower fees

Goal-based planning

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What people are saying about Wealthsimple

  • 2016 & 2017

    Best Financial Services Website
  • 1.5k ratings

    Apple App Store
  • 2018 Top Robo-Advisor

  • Entrepreneur of the Year

    Ernst & Young

Ready to try it out?

Wealthsimple is the smartest thing you can do with your money. In just five minutes
you can open a portfolio that makes your money work harder for you.