Compared to standard client margin rates from three of Canada’s five largest banks with a margin debit balance of less than $100,000 as at July 8, 2025. Actual margin rate will vary depending on actual margin debit balance with the financial institutions, which ranges from 6.20% to 7.00% for CAD and 9.00% to 9.10% for USD. Wealthsimple charges P-0.5% for Generation clients, P+0% for Premium clients, and P+0.5% for Core clients. Wealthsimple's margin account prime rate is 4.95% for CAD and 7.5% for USD as at July 8, 2025. Subject to change. Annualized rates, calculated daily, charged monthly. All investments involve risks. See wsim.co/marginaccount for details.