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Home Buying

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Learn more about home buying

How much mortgage can I afford?

3 min read

We go over the difference between what mortgage amount you qualify for and what you can afford, and how to budget to get there.

FHSA vs. TFSA vs. RRSP

1 min read

Instead of stressing with a calculator or calling your accountant, you can figure out which tax-sheltered account is best for you — FHSA, RRSP, or TFSA — with this very simple (and fun!) flow chart.

How do I take advantage of my home equity in retirement?

2 min read

Having your home paid off is a huge accomplishment - learn how to take advantage of that equity in retirement.

How to choose a mortgage

5 min read

Fixed, open, term, amortization. There are a lot of terms with choosing a mortgage, and we want to make it clear so you can make an informed decision.

Fixed vs. variable mortgage rates: What is the difference?

2 min read

If you're shopping for a mortgage, it's important to understand the difference between fixed vs. variable mortgage rates, and what an adjustable mortgage rate is. Learn more about which option may be right for you.

How to be prepared as a homeowner

5 min read

As a new homeowner, you need to be prepared for maintenance and renovations you may not have considered while renting. Learn what you may need to watch out - and save - for.

Closing on a house: What to expect

2 min read

You’ve almost got the keys and it’s time to close on a house. Learn what to expect during this process.

How to bid on a house

6 min read

Ready to make that offer? Learn about ways to negotiate and bid to get the house of your dreams at a price that works for you.

How to get a good real estate agent

5 min read

Finding a good realtor can be hard, especially if you’ve never had one before. We go over how to find one and what to ask them.

How to choose a city to live in

1 min read

From the right city to the right neighbourhood, choosing the city to buy a home in can be tough! We help to simplify it.

Home Buyers Plan & Payments Canada 2024

8 min read

Learn how you can withdraw up to $60,000 tax-free to be used towards a down payment for your house under the RRSP Home Buyers' Plan

What Is a First Home Savings Account?

4 min read

An FHSA is a new type of tax-sheltered account that helps Canadians save up to $40,000 toward the purchase of their first home. Here's how it works.

What is a mortgage?

2 min read

It's a loan provided by a bank or another kind of creditor using a property as collateral.

What is mortgage refinancing?

1 min read

It's the process of convincing a lender to pay off your current mortgage and replacing it with a brand new one.

What's a home equity loan?

1 min read

It's a bit complicated. Allow us to explain.

What is the Canada Mortgage and Housing Corporation?

1 min read

Its purpose is to get Canadians into affordable housing.

What's a second mortgage?

1 min read

It means borrowing more money against the equity currently in your home.

How are mortgage rates determined?

1 min read

It depends on a few factors, including your credit score and how many properties you already own.

Should I rent or buy?

1 min read

If you're buying with the goal of flipping, don't. Otherwise it's O.K.