You have $1M+ in your corporation. Now what?

The content presented here is for informational purposes only and should not be considered as investment advice. The information has been compiled by Wealthsimple from sources believed to be reliable, but we make no representation or warranty, express or implied, about its accuracy, completeness, or correctness.

All investing involves risk and may involve loss of principal. Past investment performance of a security, asset class, portfolio or firm does not guarantee or predict future performance. If you have any questions, please contact a member of the Advisor team at Wealthsimple.

We aim to provide some of the lowest fees in the industry, for one thing. And unlike what you’ll find with many other advisors in Canada, Wealthsimple advisors don’t work on commission. We’re licensed fiduciaries — meaning we’re legally and ethically bound to act in your best interest, not to sell you a particular product.

Many hold advanced credentials including Certified Financial Planner (CFP®) and Chartered Investment Manager (CIM®), and more. Other advisors also don't have access to the Wealthsimple app — a simple and powerful way to keep tabs on your full financial picture in real time.

We take great care in matching you with an advisor based on your individual preferences, financial goals, and the type of support you’re looking for. Our goal is to ensure you’re paired with someone who truly understands your needs and can provide first-rate guidance. But if at any point, for any reason, you feel another advisor would be a better fit, we’ll work with you to make a change.

You'll pay a single fee that includes the management fee on your investments and a service fee for our advice. Our fees start at 0.9% and drop to 0.5% for clients who have $10M or more with us. This fee doesn't include the MER (management expense ratio) on the investments we select. See our fees page for details.

All of your investments and accounts are visible through the Wealthsimple app, accessible on your smartphone or computer at any time. You can also share that visibility with your household, so a spouse or partner can see it too if you're planning together. The app allows you to track your financial performance, monitor your contributions and account value, and keep tabs on the fees you pay. You can also choose to open additional non-managed accounts — like a chequing account or Wealthsimple Trade accounts — and access them all in the same place.

We don’t offer mutual funds or guaranteed investment certificates (GICs), but we do have low-cost exchange-traded funds (ETFs) that match most types of investments, in case you are currently invested in something we don’t have. We also offer investing options outside of the stock market, including private credit and private equity, and fixed-income products like our bond portfolios.

As much as you want! Typically, at minimum, we like to meet with our clients once a year. But meetings can be much more frequent during major life events, financial milestones, or other times that require more hands-on support.

Wealthsimple Wealth Management is available for clients with a minimum of $1,000,000 in assets under management, subject to additional fees beyond the standard Managed Investing schedule. Wealthsimple Wealth Management for Managed accounts are offered by Wealthsimple Investments Inc. (WSII), a member of the Canadian Investment Regulatory Organization (CIRO).