Open a smarter RRSP

Any RRSP is a smart way to lower your taxes and save for the future. But ours is built better.

Open or transfer an RRSP

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There are days left to contribute to your RRSP. Open or transfer an RRSP arrow

What's inside

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Track your contributions automatically

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Low, transparent fees

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Smarter portfolios and human advice

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Why you should really have an RRSP

  • Track your contributions automatically - Contribution rules are confusing — we keep track of how much room you have left every year.
  • Low fees - Our fees are transparent and a fraction of what most investment managers charge.
  • Smarter, personalized portfolios - We use technology and Nobel Prize-winning strategy to build a portfolio that puts your money to work like the world's smartest investors.
  • Invest in your values - Wealthsimple offers Socially Responsible Investing, so you can do well by doing good.

Open or transfer an RRSP

Pricing that's always transparent

Start an account with no minimum and pay a fraction of the fees traditional advisers charge. You’ll never pay any costs for trading, account transfers, or rebalancing.

Pricing that's always transparent

Start an account with no minimum and pay a fraction of the fees traditional advisers charge. You’ll never pay any costs for trading, account transfers, or rebalancing.

Open or transfer an RRSP

Wealthsimple Basic

$0-$100K 0.5% Fees
  • First $5K managed free
  • Auto deposits and rebalancing
  • Tax-loss harvesting
  • Dividend reinvesting
  • Personalized portfolio
  • Human financial advice
  • Open or transfer an RRSP

Wealthsimple Black

$100K+ 0.4% Fees
  • All basic features
  •  
  • Lower fees
  • Increased tax efficiency
  • VIP airline lounge access
  • Goal-based planning
  • Open or transfer an RRSP

Your money is safe here

Security is our top priority. We protect your assets with the highest degree of protection possible.

  • SIPC insured up to $500,000
  • State-of-the-art security and encryption
  • Over 50,000 clients globally
  • We manage more than $1 billion in assets