Make a purchase and we'll invest the change in a Wealthsimple Invest or Save account.
Put your change to work in a portfolio of low-fee funds designed to meet your financial goals with Wealthsimple Invest. Have a short term goal? Roundup also works with Wealthsimple Save.
Over 100k and counting - More than 100,000 people trust Wealthsimple to manage their money
Everything is encrypted - We use state-of-the-art data encryption when handling your financial information and two-factor authentication (2FA) protection
Insurance and protection - All of our accounts have standard investor protection up to $500k in the case of our insolvency
Powerful backing - Wealthsimple is backed by over $120M in investment from the Power Financial Group
Your security and trust are important to us. We're committed to protecting your account with the highest standards of security available.
There is no additional cost for Roundup, just Wealthsimple's standard fees. For Wealthsimple Invest, we charge a 0.5% management fee (it drops to 0.4% when you deposit more than $100,000). For Wealthsimple Save, we charge a 0.25% fee, which is built into our interest rate. That fee also drops when you deposit more than $100,000 - to 0.2%.
When you set up Roundup, you're prompted to link a bank account to your Wealthsimple account. Each week, the total rounded up amount from your purchases will be withdrawn from your bank account and deposited to your Wealthsimple account.
No, you can round up transactions from as many credit and debit cards as you like.