Open a Wealthsimple Spousal RRSP
Wealthsimple’s Spousal RRSP offers optimized returns for a fraction of what big banks charge.
Our spousal RRSP will make you want to marry us too.
The account that can save couples thousands in retirement income tax
Any contribution lowers your income tax today
No minimum to open — get started with as little as $1
The benefits of using Wealthsimple
Low cost - Wealthsimple's fees are just a fraction of what most investment managers charge.
Convenient - Five minutes is all it will take to open a Wealthsimple LIRA.
Smarter, personalized portfolios - Using Nobel Prize winning strategies and cutting-edge technology, we'll create the perfect portfolio mix to maximize returns while minimizing risk.
Track your contributions - The CRA's rules are confusing. We keep track of all your contributions so you won't have to.
Invest in your values - Wealthsimple offers Socially Responsible Investing, so you can do well and do good at the same time.
We keep your money safe
Your security and trust are important to us. We're committed to protecting your account with the highest standards of security available.
Over 2 million and counting - More than 2 million people use Wealthsimple’s investing, saving, and tax products
Everything is encrypted - We use state-of-the-art data encryption when handling your financial information and two-factor authentication (2FA) protection
CIPF protected - Your accounts are held with our custodial broker, Wealthsimple Investments Inc., and are protected within specified limits in the event of its insolvency by CIPF.
Powerful backing - Wealthsimple is backed by $380M in investment from some of the world's largest financial institutions
Benefits and pricing
The simple way to grow your money like the world’s most sophisticated investors.
Pay 0.5% management fee
Expert financial advice
All Basic plan features
Reduced 0.4% management fee
Financial planning session
Tax loss harvesting
Tax efficient funds
6 months Medcan Year Round Care plan for free (ON only)
15% off your will from Willful