Estate planning for high net worth households
Watch our expert-led webinar for a clear framework to protect what you've built and preserve more for the people who matter most.
Estate planning strategies that protect your family's wealth
The real cost of inaction
Based on typical probate and deemed disposition taxes, Canadian estates without a plan could lose over $200,000. The good news? A few thoughtful decisions now can help protect what you've built.
Tax strategies that preserve your legacy
Learn how deemed disposition works in Canada, why probate costs vary dramatically by province, and which structures can meaningfully reduce the tax burden on your estate.
A step-by-step framework you can act on now
Walk away with a clear understanding of the sequence — from naming beneficiaries and powers of attorney to coordinating insurance, trusts, and family communication — so you know exactly where to start.
Why high net worth Canadians trust Wealthsimple with their legacy
Fiduciary advisors, not salespeople
Your Wealthsimple advisor is a licensed fiduciary — legally required to put your financial interests first, not incentivized to push products.
A dedicated advisor who knows your family
You get a single point of contact who understands your tax situation, your goals, and the complexities of your estate — not a call centre.
Low, transparent fees
No layered charges or hidden costs. One clear fee that covers investment management and advice, starting at 0.9% and decreasing as your assets grow.
Watch the free estate planning webinar
This recorded session features Wealthsimple's Alicia Vogan, CFA, and Angela Carter, CFP®, CHS, CIM® who specialize in financial planning for high net worth households.
In under an hour, you'll have an understanding of the framework and can plan to action any next steps you feel necessary for your unique financial situation.
Wealthsimple is trusted by more than 4 million Canadians
Fiduciary first. Always.
Our advisors aren’t incentivized to get you to invest in any particular product. As licensed fiduciaries, they must put your financial interests first.
$100+ billion in assets under administration
Wealthsimple is committed to being the best financial service provider in Canada — and the only financial relationship you’ll ever need.
CIPF- or CDIC-insured
Up to $1 million per eligible account group (your cash savings or investments) is protected for your peace of mind.
FAQs
Is the information provided here considered investment advice?
Is the information provided here considered investment advice?
The content presented here is for informational purposes only and should not be considered as investment advice. The information has been compiled by Wealthsimple from sources believed to be reliable, but we make no representation or warranty, express or implied, about its accuracy, completeness, or correctness.
All investing involves risk and may involve loss of principal. Past investment performance of a security, asset class, portfolio or firm does not guarantee or predict future performance. If you have any questions, please contact a member of the Advisor team at Wealthsimple.
How is this different from my current financial advisor?
How is this different from my current financial advisor?
We aim to provide some of the lowest fees in the industry, for one thing. And unlike what you’ll find with many other advisors in Canada, Wealthsimple advisors don’t work on commission. We’re licensed fiduciaries, compensated based on how well we serve clients like you. Your current advisor also doesn’t have the Wealthsimple app — a simple and powerful way to keep tabs on all of your investments in real time.
Can I pick which advisor I work with?
Can I pick which advisor I work with?
We take great care in matching you with an advisor based on your individual preferences, financial goals, and the type of support you’re looking for. Our goal is to ensure you’re paired with someone who truly understands your needs and can provide first-rate guidance. But if at any point, for any reason, you feel another advisor would be a better fit, we’ll work with you to make a change.
What are the fees associated with this offering?
What are the fees associated with this offering?
You'll pay a single fee that includes the management fee on your investments and a service fee for our advice. Our fees start at 0.9% and drop to 0.5% for clients who have $10M or more with us.
How will I be able to see/access my funds?
How will I be able to see/access my funds?
All of your investments and accounts are visible through the Wealthsimple app, accessible on your smartphone or computer at any time. The app allows you to track your financial performance, monitor your contributions and account value, and keep tabs on the fees you pay. You can also choose to open additional non-managed accounts — like a chequing account or Wealthsimple Trade accounts — and access them all in the same place.
What investment types do you offer?
What investment types do you offer?
We don’t offer mutual funds or guaranteed investment certificates (GICs), but we do have low-cost exchange-traded funds (ETFs) that match most types of investments, in case you are currently invested in something we don’t have. We also offer investing options outside of the stock market, including private credit and private equity, and fixed-income products like our bond portfolios.
How often can I meet with my advisor?
How often can I meet with my advisor?
As much as you want! Typically, at minimum, we like to meet with our clients once a year. But meetings can be much more frequent during major life events, financial milestones, or other times that require more hands-on support.