Deposit £100k+


Pay lower fees and get premium benefits when you invest £100k+ across your Wealthsimple accounts.

Pay lower fees

Deposit more, pay less. When you deposit more than £100,000 across your accounts, your Wealthsimple Invest management fee drops to only 0.5% (plus fund fees averaging 0.2%).

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If you're new to Wealthsimple, you can access Black by signing up and funding your account with £100,000 or more.

If you're an existing client, once your net deposits reach £100,000 you'll automatically be eligible for the Black plan and be charged lower fees. We'll send you an email within a week of you crossing the £100,000 mark with more details about the perks.

To qualify for Black, you must have £100,000 in net deposits in Wealthsimple accounts. If you make a withdrawal that brings your net deposits below £100,000, you'll lose your status.

To qualify for Black, you must have £100,000 or more in net deposits in Wealthsimple accounts. As long as your net deposits are over £100,000, you'll keep your plan status, regardless of what the markets do.

Your eligibility for Black comes with the perk of goal-based investment planning with one of our experienced advisers. When you reach the £100,000 threshhold, you will be appointed an individual adviser who you can contact any time by phone or email.

Your fees will become even lower. When you become a Black plan member, you'll pay 0.5% in investment management fees (plus fund fees averaging 0.18%). You can always see the fees you pay to Wealthsimple under the Activity tab in your profile. And you can find out more about how Wealthsimple charges fees here.