Resource centre
Build wealth and your business, together
Tax, payroll, and investing strategies built for incorporated professionals and business owners.
Pay yourself the tax-smart way
Structure your pay and benefits so more stays with you, not the CRA.
Make your corporate cash work
What idle cash should earn
Cash sitting at 0% isn't standing still — inflation shrinks it every year. Here's what your corporate balance could be earning, and the trade-offs between savings and investing.
Find the right business account
From big banks to online-only options, here's how popular business chequing accounts stack up on fees, interest, and features — so you can match one to how your business runs.
Beyond the passive income limit
Once passive income tops $50,000, the CRA starts clawing back your small business deduction. Here's how the rule works and strategies to manage the impact.
Decisions that shape your professional corporation
Deciding when to incorporate, how to maximize cashflow and minimize taxes, debt vs. investing — the financial crossroads that come with growing a practice, and how to think through each one.
Plan for retirement and your exit
IPP vs. RRSP for owners
Once your RRSP is maxed but the corporation keeps earning, that gap costs you in taxes. See how an IPP's age-weighted limits stack up against an RRSP — and who it actually fits.
Sell your practice tax-free
The structure of your sale — shares vs. assets — decides your tax bill. A qualifying share sale can shelter up to $1,275,000 in capital gains, but the planning has to start at least 24 months out. Here's how to qualify.