Welcome offer
Get 5% when you save and 5% when you spend
New to Wealthsimple? Enjoy a 5% interest boost on savings and 5% cash back on the Wealthsimple credit card for 5 weeks. Open a savings account and apply for a credit card to qualify.
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New Client Welcome Offer
Bonus perks for new Wealthsimple clients.
5% Cash back
On all credit card purchases
5% Interest
On your total savings account balance
5 Weeks
Earn 5% for your first 5 weeks
How it works
1. Open an account and spend or save within 30 days
Open a savings account, apply for the credit card or do both.
2. Your 5% boost turns on
Savings starts earning right away. Cash back starts once you're approved. T&Cs apply.
3. Earn 5% for 5 weeks
After 5 weeks, your rates return to 2.5% on savings and 2% cash back.
FAQ
Who’s eligible for the Welcome offer?
Who’s eligible for the Welcome offer?
Brand new Wealthsimple clients. You'll also need a Wealthsimple chequing account in good standing to receive your savings payout. If you don't have one when we issue payment, we'll let you know to open one. T&Cs apply.
How do I earn 5% interest on my savings?
How do I earn 5% interest on my savings?
Open a Wealthsimple savings account, then add funds. Your savings will earn 5% total interest for 5 weeks from the day you open, then return to the posted rate of 2.5%.
How do I earn 5% cash back on the Credit Card?
How do I earn 5% cash back on the Credit Card?
Once you're approved, your boost turns on automatically. You'll earn 5% on your first $CAP in spending for 5 weeks, then 2% on everything after that.
What's the interest rate on the Wealthsimple credit card?
What's the interest rate on the Wealthsimple credit card?
The annual interest rate is 20.99% on purchases and 22.99% on cash advances.
