Resource centre

Build wealth and your business, together

Tax, payroll, and investing strategies built for incorporated professionals and business owners.

Pay yourself the tax-smart way

Structure your pay and benefits so more stays with you, not the CRA.

Pay yourself to max your RRSP

The salary figure that maxes your RRSP, why dividends alone won't get you there, and how the right mix shifts depending on your province.

Deduct your medical bills

Turn the medical costs you're already paying into a 100% business deduction. Here's how a Health Spending Account works, who qualifies, and how to set one up.

Make your corporate cash work

What idle cash should earn

Cash sitting at 0% isn't standing still — inflation shrinks it every year. Here's what your corporate balance could be earning, and the trade-offs between savings and investing.

Find the right business account

From big banks to online-only options, here's how popular business chequing accounts stack up on fees, interest, and features — so you can match one to how your business runs.

Beyond the passive income limit

Once passive income tops $50,000, the CRA starts clawing back your small business deduction. Here's how the rule works and strategies to manage the impact.

Decisions that shape your professional corporation

Deciding when to incorporate, how to maximize cashflow and minimize taxes, debt vs. investing — the financial crossroads that come with growing a practice, and how to think through each one.

From associate to owner

Prepare your finances before the leap.

Pay off debt or invest?

A framework for the six-figure question.

Controller or fractional CFO?

One keeps the books, one plans ahead.

Plan for retirement and your exit

IPP vs. RRSP for owners

Once your RRSP is maxed but the corporation keeps earning, that gap costs you in taxes. See how an IPP's age-weighted limits stack up against an RRSP — and who it actually fits.

Sell your practice tax-free

The structure of your sale — shares vs. assets — decides your tax bill. A qualifying share sale can shelter up to $1,275,000 in capital gains, but the planning has to start at least 24 months out. Here's how to qualify.

You've built the business. Let's grow what it earns.

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