Managed investing to grow your wealth, plus a $50 welcome bonus.

New Wealthsimple clients who open a Wealthsimple account using an affiliate link and fund at least C$500 to the account within 30 days of account opening will receive a C$50 cash bonus. Limit one (1) bonus per client. Must be age of majority and resident of Canada. Additional conditions apply. Wealthsimple will pay the affiliate a one time fee when the new client signs up for a Wealthsimple account through the affiliate link. Full referral details and offer terms at

Customers who receive a bonus payment must keep the $50 bonus in their Wealthsimple account for 180 days from the initial funding date. If this condition is not met, the bonus payment will be deducted from the final withdrawal amount or otherwise recovered by Wealthsimple.

Wealthsimple builds portfolios of assets that are broadly diversified across markets, are expected to perform well over the long-term, keep fees low, and don't try to time the market. For the vast majority of people, we believe this is the best way to invest in public stock and bond markets. It is really hard to outperform the market, and the data shows that very few active managers do it consistently, especially once you factor in their fees. And, even if some managers do consistently outperform the market, it's really hard to predict in advance which ones will.

The most important determinant of wealth for investors is their savings rate and their ability to stick with an investment strategy. That’s why we provide a technology experience that is designed to help you invest long-term, advisors who are here to answer questions and help you stick to your plan, and a variety of portfolio themes that align with your values and goals.

Our strong belief is that financial assets are an excellent bet to outperform cash, and that returns will roughly correlate with the riskiness of the portfolio overall. Over long time horizons, a good rule of thumb is that our riskiest portfolios earn about 4–5% returns over the rate of inflation and that less risky portfolios will earn slightly less. A wide range of outcomes are possible in any year, but you should be confident that, in the long run, continually saving and investing in low-cost diversified portfolios is a good way to build wealth. When you create an account and are matched with a portfolio, you’ll be able to view your personal projection based on the level of risk in your portfolio and your deposits.

No. We don't charge anything for withdrawals, transferring out, or leaving your account open with a zero balance.

Wealthsimple’s affiliated custodial broker, Wealthsimple Investments Inc. is a member of the Canadian Investment Regulatory Organization (www.ciro.ca). Customer accounts are protected by the Canadian Investor Protection Fund within specified limits. A brochure describing the nature and limits of coverage is available upon request or at (www.cipf.ca).

In the extremely unlikely event that Wealthsimple were to go out of business, your account would remain safe. All securities are beneficially held under your name, and if we were to close, you could choose to keep your money with Wealthsimple Investments Inc. or transfer it to a new advisor or your bank account.

Wealthsimple Inc. is a registered Portfolio Manager in Canada. Securities in your account may be protected through Wealthsimple Investments Inc. See www.cipf.ca for more details.

Yes, we will! Your bank or brokerage might charge a transfer-out fee (usually somewhere between $50-$250 plus tax) to cover the administrative costs of moving your account. If you transfer over $15,000 to Wealthsimple, we'll automatically cover those fees.

If you transfer more than once from the same account at the same institution, you'll only be reimbursed once.

Our management fees for Generation clients range from 0.4% for clients who have $500,000 with us, to 0.2% for clients who have $10,000,000 with us. To learn which rate you qualify for, reach out to our team of advisors.

You are being referred to Wealthsimple Inc. (“WSI”) and its affiliates including Wealthsimple Payments Inc. (“WPI”) and Wealthsimple Investments Inc. (“WSII”) by the owner of this promotion that is directing you to this page (the “Sponsor”). The Sponsor may receive compensation in the form of a referral marketing fee of up to $1,250 when you participate in this Promotion by clicking through this page. WSI (operating Managed Investing products) is registered as a portfolio manager in each province and territory of Canada. WSII (operating Self-directed Investing and Crypto products) is a registered investment dealer in each province and territory of Canada, and is a member of the Canadian Investment Regulatory Organization. WPI (operating Cash product) is registered with FINTRAC as a money services business in Canada. The Sponsor is not registered in any capacity. All activities under this referral arrangement with the Sponsor requiring registration will be performed by Wealthsimple, WPI, WSII, or a registered affiliate. The possibility of a conflict of interest may arise in any paid referral arrangement. In this case, the Sponsor is receiving a fee for referring you to Wealthsimple and the fee may have impacted their decision to refer you. However, neither the Sponsor nor Wealthsimple are aware of any actual or potential conflict of interest as a result of your referral.

All investment involves risk. The value of your portfolio with Wealthsimple and its affiliates can go down as well as up and you may get back less than you invest. Past performance is no guarantee of future results. For more information about Wealthsimple’s products, investment decisions, fee schedules, user testimonials, promos & more, visit wsim.co/disclaimers. By using this website, you accept Wealthsimple’s Terms of Use and Privacy Policy.