Bring your
401k to a
better place

Let us show you how you can make your old 401k work harder for you.

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What's inside

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Optimized portfolio

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No hidden fees

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Human advice

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Your old 401k could be a drag on your money

  • High fees - The fees charged by the average 401k provider are three times Wealthsimple's.
  • Poor performance - 96% of actively managed 401k mutual funds underperform the market.
  • Deceptive funds - Beware of target date funds, and 401k providers who up-sell their own funds to benefit themselves.
  • Outdated technology - 401k providers are often bogged down with last-generation software that doesn't optimize for diversification and tax benefits automatically.
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How Wealthsimple makes your money work harder:

  • Low fees - Our fees are transparent and a fraction of what most 401k providers charge.
  • Nobel Prize research - We use Modern Portfolio Theory to track the market instead of picking stocks.
  • Personalized portfolio - Our intuitive technology, and investment experts, build you a customized portfolio.
  • Invest in your values - Options like our Socially Responsible Investing portfolio help you do well by doing good.

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Put your 401k to the fiduciary test

401k providers can build portfolios that are notoriously inefficient. To find out how yours stacks up, give us your email and we'll be in touch. And as a fiduciary, we're legally bound to give you advice that's in your best interest.

Pricing that's always transparent

Start an account with no minimum and pay a fraction of the fees traditional advisers charge. You’ll never pay any costs for trading, account transfers, or rebalancing.

Pricing that's always transparent

Start an account with no minimum and pay a fraction of the fees traditional advisers charge. You’ll never pay any costs for trading, account transfers, or rebalancing.

Get started

Wealthsimple Classique

0 - 100 k$ Des frais de 0,5 %
  • Les premiers 5 000 $ gérés gratuitement
  • Rééquilibrage automatique
  • Dépôts automatisés
  • Réinvestissement de dividendes
  • Portefeuille sur mesure
  • Conseils financiers humains
  • Get started

Wealthsimple Black

100 k$ et + Frais de 0,4 %
  • Tous les services de base
  •  
  • Des frais réduits
  • Vente à perte à des fins fiscales
  • Accès à des lounges d’aéroport VIP
  • Planification selon vos objectifs
  • Get started

Your money is safe here

Security is our top priority. We protect your assets with the highest degree of protection possible.

  • SIPC insured up to $500,000
  • State-of-the-art security and encryption
  • Over 50,000 clients globally
  • We manage more than $1 billion in assets