Open a smarter IRA

Any IRA is a smart way to lower your taxes and save for the future. But ours is built better.

Open or transfer an IRA

What's inside

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Track your contributions automatically

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Low, transparent fees

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Smarter portfolios and human advice

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How Wealthsimple makes your money work harder:

  • Smarter, personalized portfolios - We use technology and Nobel Prize-winning research to build a portfolio that puts your money to work like the world's smartest investors.
  • Low fees - Our fees are transparent and a fraction of what most investment managers charge.
  • Track your contributions automatically - Contribution rules are confusing — we keep track of how much room you have left every year.
  • Invest in your values - Wealthsimple offers Socially Responsible Investing, so you can do well by doing good.

Open or transfer an IRA

Accounts that fit your goals

Not sure which accounts are right for you? We'll help you choose the right ones.

Pricing that's always transparent

Start an account with no minimum and pay a fraction of the fees traditional advisers charge. You’ll never pay any costs for trading, account transfers, or rebalancing.

Pricing that's always transparent

Start an account with no minimum and pay a fraction of the fees traditional advisers charge. You’ll never pay any costs for trading, account transfers, or rebalancing.

Open or transfer an IRA

Wealthsimple Basic

$0-$100K 0.5% Fees
  • Auto deposits and rebalancing
  • Tax-loss harvesting
  • Dividend reinvesting
  • Personalized portfolio
  • Expert financial advice
  • Open or transfer an IRA

Wealthsimple Black

$100K+ 0.4% Fees
  • All basic features
  • Lower fees
  • Increased tax efficiency
  • VIP airline lounge access
  • Goal-based planning
  • Open or transfer an IRA

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Your money is safe here

Security is our top priority. We protect your assets with the highest degree of protection possible.

  • SIPC insured up to $500,000
  • State-of-the-art security and encryption
  • Over 100,000 clients globally
  • We manage more than $2 billion in assets