---
title: "Investing and portfolios | Wealthsimple"
description: "Find investments tailored to your goals and save more for whatever race you're running."
url: "https://www.wealthsimple.com/en-ca/invest"
---

![](/cdn-cgi/image/format=auto,quality=90,width=3072,fit=scale-down/https://images.ctfassets.net/v44fuld738we/3SkBo3gPe2OSmdzbdpweQE/2e4e38f4594b313a9dd47c1cc7e50e23/invest-newHero-video-en-CA.webp)

# Managed investing and portfolios for every goal

[Start investing](https://app.wealthsimple.com/74rd/openaccountinvest)

## Choose from professionally managed portfolios, private market investments, and dedicated financial advice built around your goals.

## The Summit portfolio. Private markets, long-term growth, zero maintenance.

![A floating mountaintop illustrating Wealthsimple's Summit Portfolio.](/cdn-cgi/image/format=auto,quality=90,width=3072,fit=scale-down/https://images.ctfassets.net/v44fuld738we/4kjU5Vy6IcortwF76yahhI/abc04d229365491bbd4b127b362c6d26/summit-test.png)

## The Classic portfolio. Low-fee, diversified, and as aggressive (or not) as you need.

![A pie graph conveying the diversification offered by Wealthsimple's Classic Portfolio.](/cdn-cgi/image/format=auto,quality=90,width=3072,fit=scale-down/https://images.ctfassets.net/v44fuld738we/3mJlwW5D6NLAkHINXmnvJ0/f4a3a7ae22cb286722fd5805e3160775/Classic_Portfolio__00002.png)

## Safe investment strategies for short- and medium-term goals

![](/cdn-cgi/image/format=auto,quality=90,width=3072,fit=scale-down/https://images.ctfassets.net/v44fuld738we/1FGUbo62j5VSxqmxrkY66b/bcbb0ccc23a4cbddea46bec1960fdcf7/Bond_Hero_Isolated_BG_Anim_Desktop_2026-still.webp)

## Advisors can make sure your money is doing more than enough

![An advisor leaning up against a piece of furniture in Wealthsimple's Toronto office.](/cdn-cgi/image/format=auto,quality=90,width=3072,fit=scale-down/https://images.ctfassets.net/v44fuld738we/2E3iqoOMWBtFMDFVkeKK4s/207a7ce3e1b69e15457d1d65bd43c543/advice-d-product-hero.png)

## Borrow up to 35% of your investment value instantly with low rates

![A ladder leading up to a hole in the ceiling and a blue sky.](/cdn-cgi/image/format=auto,quality=90,width=3072,fit=scale-down/https://images.ctfassets.net/v44fuld738we/1olCJIMLPFTItZxkzadA3d/5b29ffb992ce0bf11c595e385a270b84/PLOC-d-product-hero.png)

## Invest in private markets with as little as $10,000

![](/cdn-cgi/image/format=auto,quality=90,width=3072,fit=scale-down/https://images.ctfassets.net/v44fuld738we/2tzIXIp24diTKJbPWwKd6A/44f3a527818d35548a71fd098ffcf6c2/07704c65-63fc-4a08-9fa2-a4617c8ff980.png)

## Build the portfolio you want, without the work you don’t

![A series of metal knobs and sliders.](/cdn-cgi/image/format=auto,quality=90,width=3072,fit=scale-down/https://images.ctfassets.net/v44fuld738we/7oPhrJSVZXBtOf9iiXElVA/23087b47817e0da85add53a6d4ee95f0/a28232f9-08eb-4c96-84b2-927b7a408655.png)

## Reach your goals with the right accounts

### [FHSA](/en-ca/accounts/fhsa)

First Home Savings Account

### [RRSP](/en-ca/accounts/rrsp)

Registered Retirement Savings Plan

### [RRIF](/en-ca/accounts/rrif)

Registered Retirement Income Fund

### [Non-registered account](/en-ca/accounts/non-registered)

### [RESP](/en-ca/accounts/resp)

Registered Education Savings Plan

### [LIRA](/en-ca/accounts/lira)

Locked-In Retirement Account

### [Spousal RRSP](/en-ca/accounts/spousal-rrsp)

### [TFSA](/en-ca/accounts/tfsa)

Tax-Free Savings Account

## Grow your wealth, get more rewards

[Learn about benefits](/en-ca/pricing)

Core

Premium

Generation

*   $1 in assets
*   $0 commission stock trading
*   0.5% management fees on managed investing accounts
*   1.25% interest on your chequing account

*   $100,000 in assets
*   0.4% management fees on managed investing accounts
*   1.75% interest on your chequing account
*   Complimentary USD accounts
*   Up to 3 partner rewards

*   $500,000 in assets
*   0.2% - 0.4% management fees on investing accounts
*   2.25% interest on your chequing account
*   Access to 3 partner rewards

## Welcome home. Invite your partner, trade on their behalf, and grow together.

[Start a household](https://app.wealthsimple.com/74rd/households)

![A green and pink mug, linked by their handles.](/cdn-cgi/image/format=auto,quality=90,width=3072,fit=scale-down/https://images.ctfassets.net/v44fuld738we/65ZuZntSkJn1rVD0N5N1J6/3f7b327f1faf9c470b46325260635fea/78ee413b-72cf-410e-a4ab-2d947675afa4.png)

Resource centre

## The 7 Essential Steps to Plan a Successful Retirement

[Read more](/en-ca/retirement-planning)

![Invest spotlight](/cdn-cgi/image/format=auto,quality=90,width=3072,fit=scale-down/https://images.ctfassets.net/v44fuld738we/3VO4qibQEz9113gnP0LyNt/da6f243c5bbb5c133422ac3c3fd6b92a/learn-invest.png)

## Save on fees and retire up to 47% richer

[Start investing](https://app.wealthsimple.com/74rd/openaccountinvest)