:export{sm:640px;md:768px;lg:1024px;xl:1280px}@property --scroll-opacity{syntax:"<number>";inherits:true;initial-value:0}@keyframes detectScroll{0%,70%{--scroll-opacity:1}to{--scroll-opacity:0}}@property --nav-color{syntax:"<color>";inherits:true;initial-value:#403e3d}@keyframes magazineHamburgerIntro{0%{translate:0 0}}@keyframes magazineMenuFadeIn{0%{visibility:hidden;opacity:0}}@keyframes magazineMenuLinksIn{0%{translate:0 -20px}}@keyframes magazineMenuImageIn{0%{visibility:hidden;opacity:0;translate:0 10px;scale:.95}}@keyframes magazineMenuAboutIn{0%{visibility:hidden;opacity:0;translate:-10px 0}}@keyframes magazineMenuGoToIn{0%{visibility:hidden;opacity:0;translate:10px 2px}}@keyframes magazineMenuStartInvestingIn{0%{visibility:hidden;opacity:0;translate:10px 0}}.MagHeader{--logo_height:20px;--focus-ring-width:2px;--focus-ring-offset:4px;--focus-ring-radius:1px;--focus-offset-width:calc((var(--focus-ring-offset) + var(--focus-ring-width)) * -1);--logo_width:10rem;--logo-radius-ws:var(--focus-ring-radius) var(--focus-ring-radius) 0 0;--logo-radius-mag:0 0 var(--focus-ring-radius) var(--focus-ring-radius);--logo-clip-ws:inset(var(--focus-offset-width) var(--focus-offset-width) 0 var(--focus-offset-width));--logo-clip-mag:inset(0 var(--focus-offset-width) var(--focus-offset-width) var(--focus-offset-width));position:fixed;top:0;left:0;width:100vw;height:6.25rem;padding-bottom:0;background:rgba(0,0,0,0);visibility:hidden;opacity:0;z-index:20}.MagHeader__Background{position:absolute;top:0;left:0;width:100%;height:100%;background:#fffbf8;opacity:1}.MagHeader__Actions{display:flex;align-items:center}.MagHeader__BackgroundShadow{position:absolute;top:100%;left:0;width:100vw;height:20px;background:linear-gradient(180deg,rgba(0,0,0,.075),rgba(255,251,248,0));opacity:0}.MagHeader__StartInvesting{display:none;position:relative;font-size:.87rem;text-transform:uppercase}@media(min-width:640px){.MagHeader__StartInvesting{display:inline-block}}.MagHeader__StartInvesting a{color:var(--nav-color)}.MagHeader__GoToWealthsimple{position:absolute}.MagHeader__AboutMagazine,.MagHeader__GoToWealthsimple{display:none;font-size:.87rem;text-transform:uppercase;opacity:0}.MagHeader__AboutMagazine{position:relative;margin-right:1.25rem;visibility:hidden}@media(min-width:640px){.MagHeader__AboutMagazine{display:inline-block}}.MagHeader__AboutMagazine a,.MagHeader__GoToWealthsimple a{color:#403e3d}.MagHeader .UnderlineButton.inactive:after,.MagHeader .UnderlineButton.inactive:before{background-color:var(--nav-color)}.MagHeader .WsLogoLink{--focus-ring-color:transparent}.MagHeader .WsLogoLink:focus-visible{--focus-ring-color:AccentColor}.MagHeader .WsLogo{display:inline-block;position:absolute;height:40px}@media(min-width:768px){.MagHeader .WsLogo{left:50%}}.MagHeader .WsLogo__Magazine,.MagHeader .WsLogo__Wealthsimple{position:absolute;max-width:inherit;outline:var(--focus-ring-width) solid var(--focus-ring-color);outline-offset:var(--focus-ring-offset);border-radius:var(--focus-ring-radius);height:var(--logo_height,20px);width:var(--logo_width,20px)}.MagHeader .WsLogo__Magazine path,.MagHeader .WsLogo__Wealthsimple path{fill:#403e3d;fill:var(--nav-color)}.MagHeader .WsLogo__Wealthsimple{border-radius:var(--logo-radius-ws);clip-path:var(--logo-clip-ws)}.MagHeader .WsLogo__Magazine{border-radius:var(--logo-radius-mag);clip-path:var(--logo-clip-mag)}.MagHeader__MenuLabel{position:relative;margin-top:2px;padding-right:16px;font-weight:500;font-size:.87rem;letter-spacing:.06rem;color:var(--nav-color);text-transform:uppercase}.MagHeader__MenuLabelText{display:none}@media(min-width:640px){.MagHeader__MenuLabelText{display:inline-block}}.Menu{position:fixed;top:0;right:0;z-index:20;width:100vw;height:100vh;overflow:hidden auto;background:#fffbf8;visibility:hidden;opacity:0}@media(min-width:1280px){.Menu{overflow:hidden}}.Menu .Menu__UpperSpacer{padding-top:6.25rem}.Menu__Nav{padding-top:3.25rem;padding-bottom:3.25rem}@media(min-width:1024px){.Menu__Nav{padding-top:0;padding-bottom:0}}.Menu__Row{display:flex;justify-content:space-between}.Menu__ColumnImages{display:none;align-items:center;justify-content:center;width:50%}@media(min-width:1024px){.Menu__ColumnImages{display:flex}}.Menu__ColumnLinks{display:flex;align-items:center;width:100%}@media(min-width:1024px){.Menu__ColumnLinks{width:50%}}.Menu__ImageStack{position:relative;width:75%}.Menu__CategoryImages{top:0;left:0;width:100%}.Menu__CategoryImages[data-stacked=true]{position:absolute}.Menu__CategoryImages[data-stacked=false]{position:relative}.Menu__CategoryImage{height:100%}.Menu__MobileOnly{display:block;text-align:center}@media(min-width:1024px){.Menu__MobileOnly{display:none}}.Menu__DividerBottom,.Menu__DividerTop{height:1px;width:100%;background-color:#403e3d;opacity:.25}.Menu__DividerTop{margin-top:3.25rem;margin-bottom:1.25rem}@media(min-width:640px){.Menu__DividerTop{margin-top:5.25rem;margin-bottom:2rem}}.Menu__DividerBottom{margin-top:1.25rem;margin-bottom:3.25rem}@media(min-width:640px){.Menu__DividerBottom{margin-top:2rem}}.Menu__Links{width:100%;margin-left:0;text-align:center}@media(min-width:960px){.Menu__Links{margin-left:10%}}@media(min-width:1024px){.Menu__Links{text-align:left}}.Menu__Social{display:none;height:6.25rem;text-align:center}@media(min-width:1024px){.Menu__Social{display:block}}.Menu__Column{min-height:calc(100vh - 6.25rem - 4.69rem)}.HeaderMeasurer,.HeaderSizer{position:relative;height:100%}.HeaderSizer{justify-content:space-between}.HamburgerButton,.HeaderSizer{display:flex;align-items:center}.HamburgerButton{overflow:visible;color:inherit;font:inherit;line-height:normal;text-align:inherit;-webkit-text-decoration:none;text-decoration:none;background:none;border-width:0;cursor:pointer;margin:0 -10px 0 0;padding:.75rem;-webkit-user-select:none;user-select:none;-webkit-tap-highlight-color:rgba(0,0,0,0)}.HamburgerButton .Hamburger{position:relative;width:1.44rem;height:1.44rem}.HamburgerButton .Hamburger__Bottom,.HamburgerButton .Hamburger__Top{position:absolute;top:50%;width:100%;height:2px;background:#403e3d;background:var(--nav-color);outline:none;transform-origin:50% 50%}.HamburgerButton .Hamburger__Top{translate:0 4px}.HamburgerButton .Hamburger__Bottom{translate:0 -4px}.HamburgerButton:focus-visible .Hamburger__bottom,.HamburgerButton:focus-visible .Hamburger__top{background:#fab131}#skip-to-main-content{--skip-link-bg:#fffbf8;--skip-link-ring-extent:calc(var(--ws-focus-ring-offset) + var(--ws-focus-ring-width) * 2);padding-top:calc(var(--ws-spacing-2) + var(--skip-link-ring-extent))}#skip-to-main-content a:focus-visible{box-shadow:0 0 0 var(--skip-link-ring-extent) var(--skip-link-bg)}.MagazineNav .WsLogo__Wealthsimple{translate:-4.4375rem -1.25rem}.MagazineNav .WsLogo__Magazine{translate:-4.4375rem 0}@supports not (animation-timeline:scroll()){.MagazineNav .MagHeader__BackgroundShadow{opacity:1}}@media(max-width:960px){.MagazineNav .MagHeader{width:100%;height:64px;margin-left:0}.MagazineNav .WsLogo__Wealthsimple{translate:-4.4375rem -1.125rem}}@media(max-width:960px)and (max-width:768px){.MagazineNav .WsLogo__Wealthsimple{translate:0 -1.125rem}}@media(max-width:960px){.MagazineNav .WsLogo__Magazine{translate:-4.4375rem .0625rem}}@media(max-width:960px)and (max-width:768px){.MagazineNav .WsLogo__Magazine{translate:0 .0625rem}}@media(max-width:960px){@supports(animation-timeline:scroll()){.MagazineNav .MagHeader__BackgroundShadow{animation:magazineNavFadeIn cubic-bezier(.25,.46,.45,.94) both;animation-timeline:scroll(root);animation-range:0 500px}.MagazineNav[data-page-type=article] .MagHeader__Background{animation:magazineNavFadeIn cubic-bezier(.25,.46,.45,.94) both;animation-timeline:scroll(root);animation-range:0 250px}@media(max-width:960px)and (max-width:480px){.MagazineNav[data-page-type=index] .MagHeader__Background{animation:magazineNavFadeIn cubic-bezier(.25,.46,.45,.94) both;animation-timeline:scroll(root);animation-range:0 250px}}}}@media(min-width:961px){@supports(animation-timeline:scroll()){.MagazineNav:not([data-dark=true]) .MagHeader{animation:magazineNavShrink linear both,magazineNavLogoLayout linear both;animation-timeline:scroll(root);animation-range:0 1000px}.MagazineNav:not([data-dark=true]) .MagHeader__BackgroundShadow{animation:magazineNavFadeIn cubic-bezier(.25,.46,.45,.94) both;animation-timeline:scroll(root);animation-range:0 370px}.MagazineNav:not([data-dark=true]) .WsLogo__Wealthsimple{animation:magazineNavWealthsimple linear both;animation-timeline:scroll(root);animation-range:0 1000px}.MagazineNav:not([data-dark=true]) .WsLogo__Magazine{animation:magazineNavMagazine linear both;animation-timeline:scroll(root);animation-range:0 1000px}}.MagazineNav[data-dark=true] .MagHeader{position:absolute}.MagazineNav[data-dark=true] .MagHeader__Background{opacity:0}.MagazineNav[data-dark=true] .HeaderSizer{width:calc(50vw - 2*(4vw + 15px));margin-left:calc(50% + 4vw + 15px)}@supports(animation-timeline:view()){.MagazineNav[data-dark=true] .MagHeader__BackgroundShadow{animation:magazineNavFadeIn cubic-bezier(.25,.46,.45,.94) both;animation-timeline:--article-hero;animation-range:exit 0 exit 600px}}@supports(animation-timeline:scroll()){.MagazineNav[data-page-type=article]:not([data-dark=true]) .MagHeader__Background{animation:magazineNavFadeIn cubic-bezier(.25,.46,.45,.94) both;animation-timeline:scroll(root);animation-range:0 185px}}.MagazineNav[data-dark=true][data-dark-header=docked] .MagHeader{--logo_width:auto;--logo-radius-ws:var(--focus-ring-radius) 0 0 var(--focus-ring-radius);--logo-radius-mag:0 var(--focus-ring-radius) var(--focus-ring-radius) 0;--logo-clip-ws:inset(var(--focus-offset-width) 0 var(--focus-offset-width) var(--focus-offset-width));--logo-clip-mag:inset(var(--focus-offset-width) var(--focus-offset-width) var(--focus-offset-width) calc(var(--focus-ring-width) * -1));position:fixed;width:100%;height:64px;margin-left:0}@supports(animation-timeline:view()){.MagazineNav[data-dark=true][data-dark-header=docked] .MagHeader{animation:magazineNavDock linear both;animation-timeline:--article-hero;animation-range:exit 100% exit calc(100% + 98px)}}.MagazineNav[data-dark=true][data-dark-header=docked] .MagHeader__Background{opacity:1}.MagazineNav[data-dark=true][data-dark-header=docked] .HeaderSizer{width:100%;margin-left:0}.MagazineNav[data-dark=true][data-dark-header=docked] .WsLogo__Wealthsimple{translate:-7.5rem -.4375rem}.MagazineNav[data-dark=true][data-dark-header=docked] .WsLogo__Magazine{translate:1.375rem -.4375rem}}.MagazineNav[data-header=shown] .MagHeader,.MagazineNav[data-menu=open] .Menu{visibility:visible;opacity:1}.MagazineNav[data-menu=open] .MagHeader{--nav-color:#403e3d}.MagazineNav[data-menu=open] .MagHeader__StartInvesting,.MagazineNav[data-menu=open] .WsLogoLink{visibility:hidden;opacity:0}.MagazineNav[data-menu=open] .MagHeader__AboutMagazine{visibility:visible;opacity:1}.MagazineNav[data-menu=open] .MagHeader__GoToWealthsimple{display:inline-block;opacity:1;translate:0 2px}.MagazineNav[data-menu=open] .Menu__CategoryImages{visibility:hidden;opacity:0}@media(min-width:1280px){.MagazineNav[data-menu=open] .Menu__CategoryImages{visibility:visible;opacity:1}}.MagazineNav[data-menu=open] .Hamburger__Top{translate:none;rotate:45deg}.MagazineNav[data-menu=open] .Hamburger__Bottom{translate:none;rotate:-45deg}.MagazineNav[data-menu=closing] .MagHeader__BackgroundShadow,.MagazineNav[data-menu=open] .MagHeader__BackgroundShadow{filter:opacity(0)}.MagazineNav[data-menu=closing] .MagHeader__GoToWealthsimple{display:inline-block;visibility:hidden;opacity:0;translate:0 2px}.MagazineNav[data-menu=closing] .Menu__CategoryImages,.MagazineNav[data-menu=closing] .Menu__Links{opacity:0}:root[data-motion-opt-out=false] .MagazineNav .MagHeader{translate:0 -.3125rem}:root[data-motion-opt-out=false] .MagazineNav[data-header=shown] .MagHeader{translate:none;transition:opacity 1s cubic-bezier(.25,.46,.45,.94) .75s,translate 1s cubic-bezier(.25,.46,.45,.94) .75s,visibility 0s .75s}:root[data-motion-opt-out=false] .MagazineNav[data-menu=closing] .MagHeader,:root[data-motion-opt-out=false] .MagazineNav[data-menu=open] .MagHeader{transition:--nav-color .45s cubic-bezier(.25,.46,.45,.94)}:root[data-motion-opt-out=false] .MagazineNav .Hamburger__Bottom,:root[data-motion-opt-out=false] .MagazineNav .Hamburger__Top{transition:translate .45s cubic-bezier(.645,.045,.355,1),rotate .45s cubic-bezier(.645,.045,.355,1)}:root[data-motion-opt-out=false] .MagazineNav[data-header=shown] .Hamburger__Bottom,:root[data-motion-opt-out=false] .MagazineNav[data-header=shown] .Hamburger__Top{animation:magazineHamburgerIntro .25s cubic-bezier(.645,.045,.355,1) .5s backwards}:root[data-motion-opt-out=false] .MagazineNav .Menu{translate:0 5px;transition:opacity .3s cubic-bezier(.55,.055,.675,.19) .4s,translate .3s cubic-bezier(.55,.055,.675,.19) .4s,visibility 0s .7s}:root[data-motion-opt-out=false] .MagazineNav .WsLogo{transition:translate .35s cubic-bezier(.215,.61,.355,1) .6s}:root[data-motion-opt-out=false] .MagazineNav .WsLogoLink{transition:opacity .35s cubic-bezier(.215,.61,.355,1) .6s,visibility 0s .6s}:root[data-motion-opt-out=false] .MagazineNav .MagHeader__AboutMagazine{translate:-5px 0;transition:opacity .35s cubic-bezier(.25,.46,.45,.94),translate .35s cubic-bezier(.25,.46,.45,.94),visibility 0s .35s}:root[data-motion-opt-out=false] .MagazineNav .MagHeader__GoToWealthsimple{transition:opacity .35s cubic-bezier(.645,.045,.355,1),visibility 0s .35s}:root[data-motion-opt-out=false] .MagazineNav .Menu__CategoryImages,:root[data-motion-opt-out=false] .MagazineNav .Menu__Links{transition:opacity .3s cubic-bezier(.55,.055,.675,.19),scale .3s cubic-bezier(.55,.055,.675,.19)}:root[data-motion-opt-out=false] .MagazineNav[data-menu=closing] .Menu__CategoryImages,:root[data-motion-opt-out=false] .MagazineNav[data-menu=closing] .Menu__Links{scale:.98}:root[data-motion-opt-out=false] .MagazineNav[data-menu=closing] .MagHeader__StartInvesting{animation:magazineMenuStartInvestingIn .35s cubic-bezier(.645,.045,.355,1) .6s backwards}:root[data-motion-opt-out=false] .MagazineNav[data-menu=open] .Menu{translate:none;transition:opacity .3s cubic-bezier(.55,.055,.675,.19) .25s,translate .3s cubic-bezier(.55,.055,.675,.19) .25s,visibility 0s .25s}:root[data-motion-opt-out=false] .MagazineNav[data-menu=open] .MagHeader__BackgroundShadow{transition:filter .25s cubic-bezier(.25,.46,.45,.94)}:root[data-motion-opt-out=false] .MagazineNav[data-menu=open] .WsLogo{translate:0 -6px;transition:translate .35s cubic-bezier(.645,.045,.355,1)}:root[data-motion-opt-out=false] .MagazineNav[data-menu=open] .WsLogoLink{transition:opacity .35s cubic-bezier(.645,.045,.355,1),visibility 0s .35s}:root[data-motion-opt-out=false] .MagazineNav[data-menu=open] .MagHeader__StartInvesting{translate:3px 0;transition:opacity .35s cubic-bezier(.645,.045,.355,1),translate .35s cubic-bezier(.645,.045,.355,1),visibility 0s .35s}:root[data-motion-opt-out=false] .MagazineNav[data-menu=open] .MagHeader__AboutMagazine{translate:none;transition:none;animation:magazineMenuAboutIn .35s cubic-bezier(.25,.46,.45,.94) .5s backwards}:root[data-motion-opt-out=false] .MagazineNav[data-menu=open] .MagHeader__GoToWealthsimple{transition:none;animation:magazineMenuGoToIn .35s cubic-bezier(.645,.045,.355,1) .5s backwards}:root[data-motion-opt-out=false] .MagazineNav[data-menu=open] .Menu__Links{transition:none;animation:magazineMenuLinksIn 1.35s cubic-bezier(.25,.46,.45,.94) .75s backwards}:root[data-motion-opt-out=false] .MagazineNav[data-menu=open] .Menu__CategoryImages{transition:none}@media(min-width:1280px){:root[data-motion-opt-out=false] .MagazineNav[data-menu=open] .Menu__CategoryImages{animation:magazineMenuImageIn .2s cubic-bezier(.645,.045,.355,1) calc(1.5s + var(--menu-image-index)*.175s) backwards}}@media(max-width:calc(1280px - 1px)){:root[data-motion-opt-out=false] .MagazineNav[data-menu=open] .MenuMobileAnimation__Step{animation:magazineMenuFadeIn .4s cubic-bezier(.645,.045,.355,1) calc(.55s + var(--menu-mobile-step)*.1s) backwards}}@media(min-width:1280px){:root[data-motion-opt-out=false] .MagazineNav[data-menu=open] .MenuDesktopAnimation__Step{animation:magazineMenuFadeIn .65s cubic-bezier(.645,.045,.355,1) calc(.55s + var(--menu-desktop-step)*.15s) backwards}}@media(prefers-reduced-motion:no-preference){:root:not([data-motion-opt-out]) .MagazineNav .MagHeader{translate:0 -.3125rem}:root:not([data-motion-opt-out]) .MagazineNav[data-header=shown] .MagHeader{translate:none;transition:opacity 1s cubic-bezier(.25,.46,.45,.94) .75s,translate 1s cubic-bezier(.25,.46,.45,.94) .75s,visibility 0s .75s}:root:not([data-motion-opt-out]) .MagazineNav[data-menu=closing] .MagHeader,:root:not([data-motion-opt-out]) .MagazineNav[data-menu=open] .MagHeader{transition:--nav-color .45s cubic-bezier(.25,.46,.45,.94)}:root:not([data-motion-opt-out]) .MagazineNav .Hamburger__Bottom,:root:not([data-motion-opt-out]) .MagazineNav .Hamburger__Top{transition:translate .45s cubic-bezier(.645,.045,.355,1),rotate .45s cubic-bezier(.645,.045,.355,1)}:root:not([data-motion-opt-out]) .MagazineNav[data-header=shown] 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.35s}:root:not([data-motion-opt-out]) .MagazineNav .Menu__CategoryImages,:root:not([data-motion-opt-out]) .MagazineNav .Menu__Links{transition:opacity .3s cubic-bezier(.55,.055,.675,.19),scale .3s cubic-bezier(.55,.055,.675,.19)}:root:not([data-motion-opt-out]) .MagazineNav[data-menu=closing] .Menu__CategoryImages,:root:not([data-motion-opt-out]) .MagazineNav[data-menu=closing] .Menu__Links{scale:.98}:root:not([data-motion-opt-out]) .MagazineNav[data-menu=closing] .MagHeader__StartInvesting{animation:magazineMenuStartInvestingIn .35s cubic-bezier(.645,.045,.355,1) .6s backwards}:root:not([data-motion-opt-out]) .MagazineNav[data-menu=open] .Menu{translate:none;transition:opacity .3s cubic-bezier(.55,.055,.675,.19) .25s,translate .3s cubic-bezier(.55,.055,.675,.19) .25s,visibility 0s .25s}:root:not([data-motion-opt-out]) .MagazineNav[data-menu=open] .MagHeader__BackgroundShadow{transition:filter .25s cubic-bezier(.25,.46,.45,.94)}:root:not([data-motion-opt-out]) 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